Red Flag Deals » Pension
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Red Flag Deals » Pension
1M ago
after being at two organizations that were with Omers. Total contribution time was around a decade, less a couple mat leaves. I have never had a , so this land is foreign to me. Now that she's with another employer with their own plan, we have to decide whether to keep it with ..read more
Red Flag Deals » Pension
1M ago
Hi all, would like some insight on which option I should take. Currently age 35, I just released from the reserves. I am also a little confused about the jargon on the letter. I transcribed it here: Option 1: Deferred Annuity Unreduced monthly benefit payable at age 60. If you opt for a Deferred Ann ..read more
Red Flag Deals » Pension
1M ago
I'm dealing with the estate of a relative who has been receiving a UK State . I don't know if she started receiving the while she was still in Canada or if it started after she left Canada for the USA. In any event, she has been getting it into ..read more
Red Flag Deals » Pension
1M ago
If you have $0.00 Earned income in a reporting year does CRA calculate things different? Just income coming in. (but not CPP or OAS). The Income is taxed through-out the year. Seems like RRSP Contributions do not affect the amount your taxed on as much ..read more
Red Flag Deals » Pension
5M ago
offered buyouts to most corporate employees, and I accepted it and will effectively take a sabbatical for at least a year. I had a Defined Benefit Plan and now I have to choose between getting about $1K per month starting in 2054, or a transfer (to a LIRA, etc.) for about $50K . I’m 35yrs ..read more
Red Flag Deals » Pension
6M ago
matter to you when looking for a job? Is this more for people who want to be a lifer at their end career company? Let's use Ontario Power Generation as an example. Everyone who I've talked to about this ..read more
Red Flag Deals » Pension
7M ago
employer earlier in the year and am currently working for an OMERS employer. HOOPP presented me with the following termination options: (1) defer , (2) transfer the commuted value of plan to another DB , (3) transfer the commuted value to LIRA. I am opting for Option (2 ..read more
Red Flag Deals » Pension
8M ago
Hello all My wife’s former employer had a for her . They let her know she could either roll it over to an RRSP or withdraw it. Question , she’s a sole proprietor and will be going on maternity leave next year. Does it make sense to withdraw ..read more
Red Flag Deals » Pension
9M ago
We both have had our wills done. A couple of questions. 1. I would like to know for certain if she will be eligible to collect a survivor's , assuming I leave this planet first ? The GVT website indicates "The de facto spouse may qualify as a surviving spouse if he or she lived ..read more
Red Flag Deals » Pension
11M ago
Hi everyone, I understands that group plans, including DB plan which is what I have, lowers the RRSP contribution room for next year (via box 52 on the T4). I would like to contribute more towards my individual RRSP this year, but I ..read more