When people think of flooding and flood insurance, they often think of coastal or lakefront properties. Though these properties are at a greater risk for water damage overall, more inland areas are severely damaged by heavy rains. Does my NH homeowner's insurance cover rain damage? Do I need flood insurance? Here’s a look at how rain is often covered by property insurance ..read more

As insurance pricing increases, you may be tempted to go without NH homeowner's insurance. From an insurance professional, this is obviously not advised because of the risk of significant financial loss and because you will likely end up paying much more even if you don't have a claim ..read more

As residents in New Hampshire and across the country feel the financial pain of rising costs, many are searching for ways to save money. This has increased the number of people considering switching home insurance companies in hopes of obtaining lower premiums. Though this may be a good way to save, there are some things to consider before making the move, as what seems a "better deal" may not be in the end. Why Changing Homeowners Insurance to Save Money Doesn’t Always Work ..read more

Insurance is a great way to protect valuables, but it can only work after a loss occurs and if the loss is covered.  As losing your valuables is stressful and likely expensive, prevention is vital.  This is why I threw an air tag into my suitcase before a recent trip.  Here is what happened ..read more

Living in New England, we are used to the occasional power outage.  Losing electricity is not just a hassle; it can cause damage to your home and property. Here is how a NH homeowner's insurance policy might cover a power outage at your home ..read more

We almost made it through without a major snowstorm in NH this year, but as all New Englanders know, October through April is fair game for a wicked big stawm. 5 Tips to Prepare for a Nor'Easter ..read more

Whether you are shopping for homeowners insurance in NH because you are buying a new home or looking for better pricing or coverage, there are several essential points to consider.  Below are five tips that can help save you money from the experienced agents of HPM Insurance.  ..read more

Homeowner's insurance typically renews every 12 months with generally a slight premium increase.  This year, however, you may experience an increase more significant than in the past.  Why and what can you do about it?  Find out from the experienced insurance agents of HPM Insurance ..read more

Summer is when many people like to travel, but if your plans include a flight, consider some tips to assure your baggage does not go "bon voyage" to a different destination and what to expect from your insurer if it does ..read more

 It is always a good idea to ensure you are not wasting money, especially during challenging economic times.  As insurance is a necessity and a significant part of any household budget, check out these 10 tips on saving money on NH home and auto insurance ..read more