Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's mos ..read more

In this episode, the hosts Annika and Nora dive deep into the world of data with Antonio Martinez, Industry Solution Architect at Snowflake, the world's leading cloud-based data platform. We explore how data has become the lifeblood of the finance industry enabled by Snowflake's cutting-edge technology and advanced data analytics possibilities. Antonio shares how their powerful platform is transforming the way banks and fintechs manage, process and utilize data. Whether you're a bank looking to streamline your data processing, or a fintech striving to gain a competitive edge, this episode is ..read more

In celebration of International Women's Day, Nora and Annika are joined by two BCG colleagues and renowned leaders in the financial institution's space, Claudia Rasper (Partner) and Jan Koserski (Partner & Managing Director). Together, they co-authored BCG’s "Gender Equality in the European Banking Industry" report, which explores the current state of gender equality in leadership within Europe’s top 50 banks and track their year-on-year development. Listen in to hear them discuss what needs to be done to break down barriers, advance gender parity in the banking sector, and create an equi ..read more

Welcome to the world of open banking! In our first episode of 2023, we dive deep into the buzzword that’s taking the financial world by storm. What is open banking? Why is it relevant? And how is it transforming the finance landscape in the Middle East? Join Emir Isik, Head of Business Development at Tarabut Gateway, the largest open banking platform in the region, as he delves into the organization’s challenges, opportunities, the role it plays in Saudi Vision 2030 and its impact on the future of finance ..read more

OakNorth has rethought credit decisioning with their data-centric credit intelligence platform. Even more interestingly, their first real-life reference was their own bank. Be it the bank or the software provider, both OakNorth companies share a common focus topic: climate change. Listen in to learn what banks can do to address this global matter now ..read more

Hardly any other fintech is tied as strongly to the terms “next-gen core banking” and “cloud first” as the unicorn Mambu. Bringing in broad experience across the fintech and banking ecosystem, Mambu General Manager Anton Langbroek shares his views on modern versus traditional core banking systems. What are the implications of a modern core banking system on the customer experience but also operability? How can incumbent banks migrate from a traditional to a modern core banking system? And how can software as a service be realized if the regulator imposes restrictions in terms of hosting locati ..read more

While other “buy now, pay later” players are laying off employees to make up for increasingly pessimistic market expectations, the Berlin-based fintech Mondu just raised €40M in funding. We met with the two co-founders, Malte Huffman and Philipp Povel, and asked them about their secret recipe for building yet another successful start-up, the challenges of integrating into B2B ecosystems, and their approach to create a tech platform that caters to their ambitious growth plans. Listen in and find out what role our previous guest Raisin plays in the Mondu landscape and how Mondu differs from mark ..read more

We invited Alexa Cotiaux, cofounder of UpLyvt to our first live recording session ever that took place during an internal women’s event! UpLyvt is an early-stage fintech from Berlin that focuses on female wealth management and financial well-being. We chatted with Alexa about UpLyvt’s purpose and product vision and what role a low-code platform plays in their product development approach. In addition, she shared with us her secrets of personal drive and some best practices for balancing parenthood and being a fintech founder ..read more

What makes an Estonian fintech cooler than a Californian one? Probably not just the weather! It’s time to get to know Tuum and its mission to help banks stay in the current digital age. Listen in on this episode with Ove Kreison, CTO and Co-founder of Tuum—formerly known as Modularbank—about what characterizes a state-of-the-art core banking system and why modern APIs are even more important for incumbent banks ..read more

The Berlin-based fintech unicorn Raisin has written quite a success story of organic and inorganic growth since it was founded in 2012. Starting with a “savings-as-a-service” offering, it has massively expanded over the years both in functionality and in markets. Most recently, it merged with its former competitor Deposit Solutions to grow even stronger. Listen in to this episode to learn about Raisin’s evolution and the challenges they’ve overcome—both technical and operational—and hear about what lies ahead on their journey to become one of the biggest European open banking fintechs ..read more