In this episode of the Digital Banking Podcast, host Josh DeTar sits down with Laszlo Tallai to explore the unique ways credit unions can stand out in the digital age and redefine member experiences. Laszlo delves into the power of humor and unconventional approaches, sharing how a lighthearted April Fool's prank turned into a viral campaign, sparking fresh ideas about member engagement. The conversation highlights the urgent need for digital transformation in credit unions. Laszlo addresses the barriers posed by legacy systems and offers strategies for adopting a “digital-first” mindset that ..read more

Andrew Sagliocca, Vice Chairman, CEO, and President of Esquire Financial Holdings Inc. and Esquire Bank, joined Josh DeTar on the Digital Banking Podcast to discuss Esquire Bank's unique approach. Andrew explained how the bank focuses on two niche markets: litigation finance and payments. He emphasized the importance of understanding these specialized areas and tailoring services to meet client needs. He discussed how this strategy allows Esquire Bank to attract low-cost deposits and maintain strong financial performance. Andrew shared his career journey and the lessons learned from the mortga ..read more

In this episode of the Digital Banking Podcast, host Josh DeTar welcomes Sebastien Taveau, an industry expert from Meesteek.ai. Together, they dive deep into the evolving world of open banking, payments, and financial technology. Sebastien shares his insights on the global differences in how open banking is implemented, with particular focus on the approaches seen in Iceland, Australia, and the U.S. Taveau discusses the technical and cultural challenges banks face as they transition toward more open systems. He highlights how open banking can improve customer experiences while ensuring securit ..read more

In this episode of the Digital Banking Podcast, host Josh DeTar speaks with Tyler Brown, CEO of CCG Catalyst, a leading digital banking transformation consultant. Tyler offers valuable insights into the evolving landscape of digital banking and the challenges banks face in adapting to new technologies and customer expectations. The conversation dives into the importance of a comprehensive digital banking strategy, covering topics like customer experience, data analytics, and the role of technology in driving innovation. Tyler emphasizes the need for banks to embrace change and invest in the r ..read more

In this insightful episode of The Digital Banking Podcast, host Josh DeTar welcomed Bill Kennedy, an experienced credit union executive currently at 4Front Credit Union. Kennedy, with over 35 years in the credit union sector, shared his unique journey in the industry. Starting out as a talented golfer hired by a bank to win tournaments, he accidentally discovered his path in credit unions.  The discussion went beyond Kennedy's career trajectory. He delved into the importance of networking and personal connections in the evolving landscape of digital in banking. His approach emphasizes tha ..read more

In this episode of the Digital Banking Podcast, Josh DeTar spoke with Shekhar Vemuri, SVP, CTO, VP Analytics at EXL Analytics. Vemuri shared insights on the evolution of AI in banking and its practical applications. Vemuri explained how AI has progressed from basic automation to more complex tasks like understanding unstructured data. He highlighted the shift from optical character recognition (OCR) to advanced machine learning models that can comprehend and analyze documents. The conversation delved into the challenges and opportunities of implementing AI in banking. Vemuri stressed the impor ..read more

In this episode of the Digital Banking Podcast, Josh DeTar sits down with Tyler Marshall from PrimeBank to discuss the bank’s digital transformation journey. Tyler shares how PrimeBank recently undertook a core conversion, challenging traditional banking practices to improve efficiency and better serve their customers. This transformation allowed PrimeBank to modernize its operations, ensuring they remain competitive in a rapidly evolving industry. Tyler emphasizes the unique role community banks play in supporting local economies. He explains how PrimeBank stays true to its roots by maintain ..read more

In this episode of the Digital Banking Podcast, host Josh DeTar sits down with Donat Husjainov, Chief Product Manager at XDataGroup, to explore the transformative power of innovation in global banking. Donat shares insights from his diverse experience, highlighting how Estonia's unique ecosystem fosters a culture of innovation and supports a thriving startup environment. He emphasizes the role of government initiatives, hackathons, and a tech-savvy population in driving Estonia's success. The conversation also delves into the stark differences between banking markets in Europe, the U.S., and ..read more

In the latest episode of the Digital Banking Podcast, host Josh DeTar welcomed Chad Ritchie, CIO at Ventura County Credit Union, for an insightful discussion. Ritchie emphasized the importance of aligning technology strategies with member needs and outcomes rather than adopting new tech for its own sake. He highlighted how data control and innovation cycles are critical for credit unions to remain competitive and relevant in a rapidly evolving financial landscape. Ritchie elaborated on the challenges credit unions face with legacy systems and the need for an API-led approach to enable faster i ..read more

In the latest episode of the Digital Banking Podcast, host Josh DeTar sat down with Chris Aliotta, President and CEO of Quantalytix, to discuss the future of banking and technology's role in transforming the industry. Aliotta shared insights from his journey, which began with a fascination for technology at a young age, eventually leading him to create innovative solutions in the financial services sector. He emphasized the importance of deeply understanding the domain to drive impactful changes. Aliotta and DeTar explored the evolving landscape of financial services, particularly the rise of ..read more