25 Retirement Mistakes That Will Force You Back to Work
Money Smart Guides
by Jon Dulin
1d ago
Retirement is a time to relax, travel, and spend quality time with your loved ones. However, this dream can quickly become a nightmare for many retirees due to common mistakes they make when planning their retirement years. If you have worked hard throughout your life, you deserve a stress-free retirement, but if you fail to plan well, you could find yourself forced back into the workforce. In this article, we discuss 24 of the most common retirement mistakes and offer tips on avoiding them so you can make the most of your retirement years. Whether you are already retired or just planning for ..read more
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24 Household Items That Are a Waste of Money
Money Smart Guides
by Jon Dulin
2d ago
In today’s world, saving money is becoming more and more important and, at the same time, increasingly difficult.  It’s important to recognize where we are wasting money and eliminate unnecessary spending in our daily lives. Sometimes, we spend money on things that may not only be a waste of our hard-earned money but also add nothing of value to our lives.  Often, we think that these household items are necessary or will make our lives easier, but they actually end up being a waste of money.  This article uncovers 24 everyday household items that waste most of your hard-earned m ..read more
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25 Clear Signs You Are Financially Ready to Retire
Money Smart Guides
by Jon Dulin
3d ago
Retirement is a time in life that many people look forward to.  It’s a time when you can finally quit your job, relax, travel, spend time with loved ones, and pursue your passions. Are you counting down the days to your retirement but wondering if you are actually financially ready to retire? After all, since you won’t be working anymore, you won’t have a paycheck coming in every month, which can be a scary thought. Even if you have saved for retirement, how do you know if you are financially ready to retire?  This article will look at 25 signs that you are financially ready to retir ..read more
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24 Common Things Stopping You From Building Wealth
Money Smart Guides
by Jon Dulin
4d ago
We all want to be financially stable and enjoy the many comforts of wealth.  Even though the desire to become rich is universal, only a tiny percentage of people achieve the financial status needed to be wealthy.  What sets these wealthy people apart from those who never reach that financial status? It doesn’t just depend on how lucky they are.  The thing that makes all the difference is their mindset and day-to-day habits. In this article, we will look at 24 things you must sacrifice to increase your chances of reaching total financial freedom and true wealth. These 24 things a ..read more
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21 Alternative Ways to Use Vinegar and Save Money
Money Smart Guides
by Jon Dulin
5d ago
If you look in your kitchen cabinets, you’ll likely find a bottle of vinegar there for cooking.  But vinegar has many more uses than just adding flavoring to your dishes!  This article explores some surprising uses of vinegar that you may not have thought of. So get ready to be amazed by how versatile this simple ingredient can be! 1. Dye Eggs Photo Credit: Shutterstock. Kids love coloring hard-boiled eggs, and it’s a fun activity for the whole family.  After boiling the eggs, mix ½ cup of boiling water with one teaspoon of white vinegar and 10 to 20 drops of food coloring in se ..read more
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24 Frugal Ways to Stay Fit For Free
Money Smart Guides
by Jon Dulin
6d ago
We all want to stay fit without getting an overpriced gym membership.  Just because you are on a budget doesn’t mean you can’t get a workout every day and have fun while doing so. Some of the best ways to stay fit don’t have to cost you anything.  In this article, we’ll look at some fun and simple ways to get and stay fit while using things you already have in your home or neighborhood so you don’t have to spend a lot on a pricey gym membership or workout gear every month. We chose these 24 ways to get fit without breaking the bank because they offer great fitness benefits and can al ..read more
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24 Unique Side Hustles to Make More Money
Money Smart Guides
by Jon Dulin
1w ago
Are you working a regular 9-5 job and not making enough money to make ends meet, let alone save anything? If you are looking for ways to make more money but don’t know where to start, we are here to help you find a side hustle that can use your unique skill or passion. Forget about delivering food or babysitting; we’re talking about interesting and unique side gigs! These side hustles make extra cash and provide a fun and different way to earn money without getting bored or feeling like you’re working a second job. So get ready to step out of your comfort zone and explore the world of side gig ..read more
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23 Simple Ways to Upgrade Your Home on a Budget
Money Smart Guides
by Jon Dulin
1w ago
Does your home feel drab and outdated and in need of some upgrades? Do you find yourself scrolling through Pinterest, wishing you could create some beautiful upgrades you see there, but they all cost more than your budget?  Well, you are not alone in this struggle.  Even though you don’t have an unlimited budget, you can still upgrade your home without breaking the bank. We have compiled a list of 24 simple ways to upgrade your home on a budget. We chose these 24 ways to update your home because they will have the least impact on your finances while giving your home a brand-new look ..read more
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25 Genius Dollar Store Hacks to Stretch Your Budget
Money Smart Guides
by Jon Dulin
1w ago
Are you a budget-conscious shopper who hates spending a fortune on everyday items?  Whether you’re watching your wallet, just looking for bargains, or you love getting quality stuff for less, dollar stores are the place to shop.  If you have never shopped at a dollar store, you should definitely check it out.  From school supplies to snacks, household cleaners, and beauty products, these stores have options that won’t break your budget. So whether you are on a tight budget or just trying to save money to stretch your budget as far as possible, this article is for you.  1. C ..read more
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17 Valuable Tips For Finding Your Ideal Senior Living Community
Money Smart Guides
by Jon Dulin
1w ago
Moving your elderly parents or considering your own transition to senior living can feel a bit overwhelming and stressful. There are so many options to consider, from independent living and assisted living to memory care, each offering varied amenities, locations, and price points.  How can one select the most suitable option when every senior living community claims to be the perfect choice? This article shares 22 tips to help you find the perfect senior living option for your needs and budget. So, let’s get started on your search for the ideal senior living community! 1. Best Location f ..read more
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