By the Centers for Medicare & Medicaid Services Do you or a family member currently have health coverage through Medicaid or the Children’s Health Insurance Program (CHIP)? If so, you may soon need to take steps to find out if you can continue your coverage. Soon, states will resume Medicaid and CHIP eligibility reviews. This means some people with Medicaid or CHIP could be disenrolled from&#8230 ..read more

Out of the roughly 45 million people paying on student loan debt in the U.S., 26 million applied for student debt cancellation in late 2022 under President Joe Biden’s proposed federal student loan forgiveness program. But lawsuits challenging the legality of the forgiveness program have brought it to a halt, with the Supreme Court set to deliberate on it in late February. In early January,&#8230 ..read more

If you are facing a financial hardship that is making it difficult to stay on track with your financial goals, the Path Forward Program might be able to help.   If you are experiencing any of the following circumstances: Behind on rent Facing utilities or other services shut off Facing repossession Unexpected car repair Unexpected expense Path Forward can help you find resources to address&#8230 ..read more

At the beginning of the year, it’s always a good idea to check in with your insurance policies to make sure you are getting what you paid for.  Do you know what your policies cover?  In October, most of us renew our health insurance and we adjust our co-pays and premium based on the coverage that we need. How often do we review our car, homeowners, or renter’s&#8230 ..read more

Anyone who has ever experienced financial anxiety knows that being in debt can be stressful. It can be so emotionally and physically draining that it’s no surprise that people struggling with debt can also find themselves dealing with more health issues than they bargained for. But you don’t have to tackle this struggle on your own. By making an appointment with a credit counselor, you can&#8230 ..read more

Here are 4 credit card mistakes to be aware of this holiday season and the benefits of credit counseling if you're in need of financial help ..read more

As we wrap up our final Student Loan zero repayment extension, there are a few things that we should be working on in preparation.  None of us want to think about how much we owe in student loans, but here are some ways to pay them back or have them forgiven.  Studentaid.gov is always your friend and has lots of information on the new options that are available to you.  No matter&#8230 ..read more

The Federal Reserve rising interest rates could lead to deeper debts | Learn more about getting out of debt and working with a credit counselor ..read more

How can you pay down debt and save money? Start with a budgeting method that works for you, speak to a credit counselor, and enroll in a debt management plan ..read more

The Federal Reserve is making moves to bring inflation under control, but things could still get worse before they get better. By some estimates, inflation will continue to rise through late summer of 2022, if not longer. This helpful article from the National Foundation for Credit Counseling (NFCC) has some great tips on managing expenses during this time ..read more