Car finance can be a great way to get the car that you want, and allows you to pay for it over time instead of all at once, widening the available selection of vehicles, and giving you more breathing space when it comes to making your purchase. However, getting approved for financing can be difficult if you don’t have the right credit score or history. Below, we take a closer look at just what it takes to get accepted for car finance, including the potential challenges that you may face. We also consider the best way to overcome these and to increase your chances of a successful application ..read more

Obtaining one’s driving licence is practically a rite of passage in the UK; for many people, it doesn’t just represent a step into the right to drive a car legally, but also into wider adulthood. Indeed, it is possible to apply for a provisional driving licence from as young as 15 years and nine months old. But of course, here at Car Finance Genie, we also realise that many of you reading this might be much older than that, and might simply have ‘not got round’ to applying for a driving licence until a much later stage of life. Maybe you’re in your twenties, thirties, or older, and simply didn ..read more

Obtaining one’s driving licence is practically a rite of passage in the UK; for many people, it doesn’t just represent a step into the right to drive a car legally, but also into wider adulthood. Indeed, it is possible to apply for a provisional driving licence from as young as 15 years and nine months old. But of course, here at Car Finance Genie, we also realise that many of you reading this might be much older than that, and might simply have ‘not got round’ to applying for a driving licence until a much later stage of life. Maybe you’re in your twenties, thirties, or older, and simply didn ..read more

Car finance is an innovation that has become increasingly popular in recent years, and it offers a great opportunity for car owners to get their hands on their dream vehicle, even if their budget is a little low. The right car finance allows you to spread your payments, enjoy greater flexibility over your purchase, and get behind the wheel of your dream new car in next to no time.   You may be wondering, however, just how easy it is to get car finance, and whether you are likely to be successful in your application?   Below, we take a closer look at the essentials of car finance, inc ..read more

Buying a new car is an exciting prospect – but also one that can be more than a little pricey. Many car owners are turning to online car financing when it comes to upgrading their motor, and this can increase the range of choices that you have, as well as allow you to enjoy more car for your money, even if your budget is a little low.   But just what is online car finance, and how does it work in reality? We took a closer look.   What is online car finance?   Online car finance is a way of buying a car that has been financed by a bank or another lending institution. It’s often r ..read more

When you think about buying a new home, you will likely need to take out a mortgage to be able to pay for it. This form of lending can allow you to pay back the price of the property over time.   No matter what type of mortgage you opt for, the lenders are going to look into your background and decide whether or not you will be able to eventually pay back the money you owe.   Now, if you have taken out a car finance loan, or have other debts in general, you may be wondering whether you will still be able to take out a UK mortgage. After all, a lot of debt can be an intimidating thing ..read more

  Whether you are buying your first car or you are looking for a new model as an upgrade on your existing one, it can take a lot of money to obtain the vehicle of your dreams. Not everyone is lucky enough to have the money readily available for them to buy a car straight away. In fact, great numbers of people will need to take out a loan in order to finance their car. Unfortunately, there are many reasons why you may not be eligible for finance to help you afford a car. Here are some examples of why you might be rejected for this type of car loan.   You have a poor credit rating On ..read more

Ah, our student days; the team here at Car Finance Genie remembers them well. But to adopt a more serious tone for a second, the question of which cities are best for student driving is a very interesting and relevant one. After all, you may be a teenager in the process right now of deciding on universities to apply for, or someone slightly older, contemplating the challenge of taking on a degree course for what might be the first time in your life. And you might happen to drive, whether because you have to do so, or because you simply wish to make the most of your student days on four wheels ..read more

The mere prospect of buying a car – whether new or used – can conjure up very different feelings and associations in different people. For some of us, it can be a very exciting prospect – you might have long been eager to upgrade that unreliable ‘old banger’ to something new and a bit more desirable and glamorous. But for other people, the whole ‘world’ of car purchasing can be an overwhelming and intimidating one. And of course, it’s not as if a dealer is the only place you could conceivably buy your next vehicle from. You could also purchase your next car privately, of course, but today, the ..read more

There are many reasons why motorists choose to buy their car on finance, instead of simply purchasing it outright. You may have done so because you didn’t have the savings in the bank to do the latter – or you might have technically had the money, but decided that you preferred to effectively spread out the costs of your car purchase over time. Depending on your circumstances and needs, taking out car finance can be a smart move. However, life happens, and it’s possible that you’re reading this because those circumstances and needs have changed. That might mean you no longer need the car you p ..read more