Gold IRAs can serve as an excellent hedge against inflation because this precious metal has historically held its value during times of economic uncertainty. If you’re considering taking a withdrawal from your IRA, understanding gold IRA withdrawal policies is crucial to your financial security. Below, learn about the protocols for gold individual retirement account withdrawals, including penalties for early withdrawals and circumstances where you can take a withdrawal penalty-free. Gold IRA Withdrawal Rules The IRS has several rules for withdrawing from gold IRA accounts to keep in mind. To h ..read more

Diversifying your retirement portfolio is an important step in reducing its volatility. One of the most unique ways to diversify your investments is by investing in gold alongside traditional stocks, bonds, and mutual funds. But you have numerous options for investing in gold, some of which are more labor-intensive and risky than others. If your main goal is to save for retirement, a gold IRA may make more sense than a physical gold investment. But like any investment vehicle, gold IRAs have advantages and disadvantages you should be aware of. Knowing the main gold IRA pros and cons can help y ..read more

Gold isn’t just gorgeous; it can also make a fantastic investment because its value isn’t likely to plummet when the economy is in dire straits. If you’d rather not deal with physical bullion, gold mutual funds could be right up your alley. With a gold mutual fund, you pool your money with cash from other buyers. Mutual funds buy large amounts of securities at once, which means you pay less than you would as an individual investor. Essentially, you’re getting more bang for your buck. Learn how to invest in gold mutual funds and find tips for successful gold mutual fund investing in this gold m ..read more

Many people choose to invest in gold as a stable asset that has preserved its value since the dawn of civilization. However, the cost and logistics of storing a pile of gold bullion might deter some investors. If that’s true for you, you might consider investing in paper gold. Of course, it doesn’t have to be an either-or choice. You can buy both physical gold and gold-backed securities for a robust, diverse investment portfolio. Learn about paper gold, its benefits and potential risks, and how to decide whether it’s the right investment choice for you. What Is Paper Gold? Paper gold is any ty ..read more

Gold coins are a fantastic addition to your investment portfolio. Unlike other types of investments, gold usually holds its value even when the economy isn’t doing well. If you’d like to open a gold IRA, you’ll need to purchase highly pure gold coins. Learn about some of the purest gold coins that are IRA-eligible below. Understanding Gold Purity: How It Works Gold purity is measured in fineness, which is a fraction or percentage. You’ll typically see gold purity in decimal form. For instance, if you have a coin with a purity of .999, it means that 999 parts per 1,000 are gold. The remaining 1 ..read more

Diversifying your retirement portfolio with gold is a smart way to stabilize your investments, hedge against inflation, and reap the benefits of different types of assets. Are you looking to convert your 401(k) into gold? You can roll over your 401(k) into a gold IRA without penalty as long as you follow the right steps. In this guide, you’ll learn everything you need to know about how to move a 401(k) into gold without penalty. What It Means To Roll Over a 401(k) Into Gold If you have an employer-sponsored 401(k), it likely invests in various mutual funds, such as index funds, real estate fun ..read more

Since the early days of human civilization, gold has been valued as a precious metal. As early as 4000 BC, gold could be found in decorative objects and jewelry, and by around 1550 BC, it had become a medium of exchange to facilitate global trade. Today, gold has a variety of applications, from electronics to being a protective hedge against inflation. To ensure it maintains a predictable and consistent value, however, gold must be refined. This article outlines the various refining processes to achieve the highest levels of purity. Why Does Gold Need To Be Refined? Many people are surprised t ..read more

Like most valuable commodities, gold has a finite supply. In fact, it’s one of the rarest elements on Earth. It is also malleable, long-lasting, and doesn’t corrode, making it prized for its usefulness and beauty as well as its scarcity. Since we can’t produce gold in a lab or a factory, humans have only two choices: buy already-mined gold or mine the limited quantities that remain. This means that investors, collectors, and entrepreneurs all share the same question: how much gold is in the world? Or more precisely, how much accessible gold is in the world? While new technologies may one day e ..read more

Whether you’re a serious coin collector on the hunt or just rummaging through your grandparents’ attic, you may want to know what valuable coins to look out for in your search. While just about anyone can purchase silver or gold coins, knowing which specific coins are more valuable than others takes a little more knowledge and effort. Here, we cover what makes a coin valuable, the most valuable silver and gold coins, the most valuable coins still in circulation, and valuable error coins. Factors for Determining a Coin’s Value Almost every coin has a face value, which is the amount shown on the ..read more

Will your 401(k) be enough to tide you over in your golden years? If you aren’t sure, it’s smart to be at least a little worried, as economic and political factors play into things. You may even have thought about whether to convert your 401(k) to a gold IRA to diversify your portfolio, but is that a wise move? Historically, gold has served as a dependable hedge against inflation and generally volatile markets. Could putting money into a gold IRA safeguard your retirement funds against financial pitfalls in the next few years or even decades? If you decide to go this route, you’ll need to know ..read more