Does getting life insurance feels like a chore you've been dreading for longer than you can remember?  In this episode, I'm talking about the countless benefits of using Ethos to get insurance, the three signs that you need life insurance today, and the differences between term and permanent life insurance. I also answer some of the most common questions about life insurance, clear doubts about how affordable life insurance really is, and more.   Listen to episode 44 of On Life With Helen to learn more about this fantastic online tool, the myths about term and perm life insura ..read more

Although C-suite executives and key personnel are essential for any organization, they aren't the only ones you should take care of. Incentivizing young people with bonuses to get a down payment on a house or decide if they can afford to have kids might save your company tons of money.  In this episode, I'm joined by our monthly guest, Trevor Patching, to discuss the importance of covering and incentivizing those in foundational positions in their company. Trevor debunks some myths about companies' pressure points and the need for elaborating solutions that care for everyone, not only th ..read more

Sometimes, getting past the optimism bias we all have, is just the right way to approach our insurance choices.  In today's episode, I'm joined by Dennis Carlson, Host of the #1-rated podcast for employee benefits brokers and advisors, Benefits Influencer, a specialist in long and short-term disability insurance, income protection for executives, and highly compensated employees. He shares the three main reasons why we should pay more attention to income protection, the best ways to overcome the optimism bias, group insurance, and more.  Listen to episode 42 of On Life With Helen t ..read more

What are the main differences between traditional lines of credit and an FHA reverse mortgage? In this episode, we delve into the second part of our conversation about what is true and what is a myth about the reverse mortgages line of credit. Mitchell explains why he considers a reverse mortgage a great tool, especially for those in their 60s and above who struggle to access traditional lines of credit.  Listen to episode 41 of On Life With Helen to learn more about the advantageous side of reverse mortgages no one talks about.  In This Episode, You Will Learn: The main differen ..read more

There are a lot of myths about reverse mortgages. Some think they can lead a person and their heirs to lose everything, have tax issues, or lose their social security benefits; none are true. Still, horror takes over clients' faces whenever we suggest a client consider reverse mortgages.  In this episode, I'm really excited to welcome Mitchell Cooper back to the show. Mitchell is a Certified Reverse Mortgage Professional at Mutual of Omaha Mortgage, passionate about educating and guiding clients on the strategic and responsible use of home equity and retirement income planning. In this f ..read more

If you think about where you would like to spend the final years of your life, you most certainly won't pick an eight-by-ten room in a building living with a bunch of strangers and having to report for breakfast, lunch, and dinner. Yet somehow, society pushes us to believe it is an ideal place for older adults.  In this episode, I'm talking with Renée Balcom, Professional Healthcare Advocate, Founder and CEO of Renée & CO, Keynote Speaker, and Author. Today, Renée helps us understand how we can offer the best environment to our loved ones in their final years.  Listen to episod ..read more

How many things did you do despite being scared this year?  In this episode, I'm talking about the fears conquered, the accomplishments, the chances of being brave I didn't waste in 2022, and my expectations and vision for 2023. As we get closer to the final sprint of the year, a year I used to clean my plate, mentally and physically, I take time to look back and give myself some grace for every box on my to-do list I checked. Today's show is also an invitation for you to do the same.  Listen to episode 38 of On Life With Helen and learn about what you can expect from this podcast ..read more

You already learned why retention is so important and how to implement the stickiest plans to make it happen in parts one and two. Now it's time to find out your options to fund that commitment.  In this episode, in the third and last part of this series on employee retention with Trevor Patching, you'll learn the best options to fund your retention plans and how to recognize the right approach based on your company's size and projection.  Listen to episode 36 of On Life With Helen and find out why most companies fund their retention plans with life insurance, how they manage to ge ..read more

If a recession or any other external factor forced you to shrink your company by 30, 40%, or even half, who are the employees you should retain to keep the lights on?  This week, on the second episode of this three-part series on employee retention with Trevor Patching, we talk about the best ways to solve retention issues and put in place a plan sticky enough to make employees decide to stay with you.  Listen to episode 33 of On Life With Helen to learn about the questions you must ask yourself before figuring out a plan to keep your mission-critical employees around. Trevor goes ..read more

The post-pandemic scenario brought a massive change in employee retention with it. The different career path options, the hybrid work models, and the starring relevance of mental health at work created a war for talent. Employees happily jump between jobs, and companies break their heads trying to figure out how to attract talent.   In this episode, I'm talking with Trevor Patching in the first of a three-parter series on employee retention. Trevor is the President of Asset Wealth Management. After a successful career in Asset-Based Lending, he now provides guaranteed risk-free prog ..read more