#164 Should you look in or outside Article 4 areas for your HMO? This episode featuring Nick Smith of Saltbox Living will help you decide. The answer depends on your circumstances.  Are you investing for the long term or are you momnetum investing where you’re trying to replace an income quickly? Nick has the knowledge, experience, wisdom to answer this question. His property story started many years ago after he bought seven buy to lets alongside his full time job working in the printing business in his native Yorkshire. He also has nerves of steel. He once and immediately took on £5 mi ..read more

#163 One of the most frequently asked questions I get when listeners reach out is around expat mortgages. Do you need a broker? Does it matter where you live or who you work for? What kind of bank account do you need? Can you get a limited company mortgage, or should you buy in your personal name? What are the rules around portfolio landlords? Today, Simon Allen of Searchlight Finance answers all these questions and much much more. This is a repackaged compilation of Episodes 15 & 16, first released in 2022. During the episode we discuss: - Expat Mortgage Application Process - Diff ..read more

#162 Did you know that commercial property usually cost less per square foot to buy than residential?  This can make commercial property a very attractive option if you’re looking to develop HMOs. And often the location of commercial stock is ideal for this strategy. But commercial HMO conversions come with their own unique sets of risks and concerns.  This episode tells you all about them. Timothy Witt has done around 40 projects with various business partners both for himself and clients. Many of these projects were HMO conversions, so he has lots of tips, tricks and tactics to s ..read more

#161 Starting with the end in mind is a familiar theme in UK property investing, but it’s not as easy as it sounds when it comes to tax planning. For this episode, we’re going back into the archives to remind new listeners and refresh the memories of the rest of you about the importance and detail behind one of the most frequently asked questions of UK property investors:  Should you buy UK property in your own name or through a limited company? We’ll also be having another look at group structures, and we’l be tapping into the knowledge and experience of long time friend of the pod, Sea ..read more

You’ve probably heard about Capital allowances. You might even know something about this generally little known area of tax relief. But I’m sure you’d like to know more, right? If you have Commercial property, Serviced Accommodation or even HMOs, then it’s definitely worth your while listening to this two-part special on Capital Allowances because it could save you thousands of pounds. And who wouldn’t like that? Not many people know more about Capital Allowances than Arthur Kemp of Exact Capital Allowances so, you'd be well advised to listen now as we discuss: - Types of properties that qua ..read more

#158 Is social housing a business model that interests you? Do you understand how it works? Would you like to know how to go about building a portfolio based on providing housing for vulnerable people in all their shapes and sizes? Have you thought about the advantages and disadvantages? Are you wondering if this might be the way forward for you? Scott Grayson is a property veteran with more than three decades of experience so he's well placed to answer these questions! During the episode, we discuss: - The process and considerations for building a social housing HMO portfolio - Collabo ..read more

#157 You may have heard people talking about sustainability, Net Zero, future proofing, institutional funding, socially conscious investing, Environmental and Social Governance or ESG and thought what’s it all got to do with me as an expat property investor.  Well hopefully, after listening to this week’s show, you’ll be a little closer to finding out. Anna Clare Harper is an expert in sustainable property investment and co-founder of Green Resi which helps institutions to future proof and grow UK residential portfolios.  In fact she’s so knowledgable about sustainable portfolio bu ..read more

#156 Building a UK property portfolio as an expat is not easy.  Firstly there’s the distance… And the further you are from the UK the harder it is.  Not only does it take a lot longer to get back to the UK, but there’s the added complication of time differences.  And then there’s the lack of time available to work on building a portfolio.  And finding trustworthy UK property partners to work with is potentially even more challenging. Especially since there are so many sharks out there ready to pounce on higher paid and less taxed expats.  It might seem impossible ..read more

#155 Did you know that there are 3 billion Google Searches every day? And have you heard of a website called Answer the Public?  Answer the Public is a website which listens into data from search engines like Google then quickly cranks out every useful phrase and question people are asking around a keyword. Well I typed in UK property and by far the most common question or variation of a question it returned was basically ‘Is now a good time to buy UK property’? Well I’ve been meaning to create an episode around this question and when I found out that today’s guest Rachael Troughton, ho ..read more

#154 Have you considered using a home stager to market a property? Is it worth paying for a stager?  What’s the difference between a home stager and an interior designer?   Do you know if there’s a difference is between staging a property to rent versus staging to sell? If you’ve spent time thinking about any of these questions, then this episode is for you. Emma Cook helps people to  market their properties for sale or let to maximise  their returns via her Home Staging company Love It To List It. In the episode, we discuss: The difference between a home stager and an ..read more