#151 How do you keep on top of your UK Credit Rating? Do you even know what your credit rating is?  Do you know what factors affect your score?  This episode serves as a warning as to what can go wrong if you’re not very careful, even if you’re the kind of person like me that likes to pay their credit card debt at the end of each and every month. Keep listening to the end to pick up tips and tricks for how to navigate the minefield of your UK credit file. Topics discussed during the episode: - Importance of sharing problems and seeking help from contacts - Tips for staying on ..read more

#150 Some of the most useful content according to people who get in touch with us is when we tell the parts of our story that don’t go well,   And let’s face it, we learn more from what goes wrong than what goes right.  So over the next few episodes we’ll be covering the reasons why we didn’t buy any property in 2023. This episode discusses: ·      Naivety in financial decisions ·      Initial experiences with stock market investments ·      Transition to property investments ·      Acquiring our block of 4 flats i ..read more

How do you deal with setbacks in your property story?  Lots of people talk about how to win, but maybe the real lessons to be found in life and property are about how to deal with, and come back from disappointment.  And since we all have setbacks in our property stories from time to time, it often helps to be inspired by those who get up again after getting knocked down.  So if you’re looking for inspiration about willpower, determination and resilience, then this is the episode for you. Nicky Russell  went from self-proclaimed 'Van Tramp'  to Blackpool Bungalow Flip ..read more

#147 How long does it take you to analyse a deal on Right Move?  Do you find yourself looking at rubbish bins to try and work out the number of a property so that you can then go and check out the EPC and do other due diligence to work out if a deal really is a deal?  If your plan is to turn it into an HMO, have you found it as frustrating as I have, squinting at a map trying to work out if the house you’re looking at lies inside or outside an Article 4 area. Guillaume Black was so fed up with looking for deals on Right Move that he set up his own platform, Property Filter Proper ..read more

#146 Is now a good time to buy UK property? Do you wish you had a crystal ball to see six months into the future? How will the housing market look in the second half of 2024?  When analysts comment on the state of the market, they look to house price indexes from the The UK House Price or Nationwide or Halifax as they try to predict future trends. But these indexes have a time lag given that the the length of time it takes on the open market for a home to go from 'sold subject to contract' to legally sold can vary between six weeks and six months. By contrast, it’s often said that what ..read more

#145 Do you regularly visit your investment area?  How well do you know your location?  Who are your eyes and ears in those places?  How do you know if you can trust them?  How often do you or could you visit your patch?  Or are you confident enough to build a portfolio from the other side of the world with no friends or family to help you in the part of the UK you’ve identified as the one to get you to where you need to go? These are the types of questions this episode sets out to get you thinking about. This is the 15th and  final daily episode documentin ..read more

#144 I’m in Derby.  It’s the final day of my UK Property Tour.  Today, I have to take the hire car back to Nottingham and then the train south to London.  I also have two final meetings I’ve arranged. One with a second sourcer, who we’ll call Sourcer 2 and another with an HMO interior design team. But that’s not what’s at the front of my mind on this mid-February morning in 2024 as I wake up in the guesthouse I’ve been staying in for the last four nights. No, I want to know if the two remaining obstacles blocking our purchase of a 3 bed terraced house to convert into a 6 bed ..read more

#143 13 has always been mine and my wife's lucky number. On our one and only visit to a casino in Macau we once won two consecutive games of roulette picking, you guessed it the number 13. So will this deal that we’ve been offered in Derby be our lucky 13th addition to our portfolio on this, the 13th consecutive daily episode in our mini-season documenting my UK Property Tour? Download and listen to find out! We typically work with time poor professionals get a good return on their money by investing with us. To schedule a call to discuss Leave an honest review of Expat Property StoryJoi ..read more

 #142 Day 11... My UK property tour and this mini-season of diary style podcasts is drawing to a close now. I'm in Derby meeting anyone and everyone who can help us find a 3 bed house to convert to a 6 bed all ensuite HMO It doesn’t look like I’m going to return to Hong Kong with an HMO in my back pocket. But the aim is to get as close as I can.  To do that I have a few meetings lined up over the next few days. Including with sourcers. Download and listen to find out more! We typically work with time poor professionals get a good return on their money by investing with us. To ..read more

#141 In preparation for my UK Property Tour, I used the filters on Spare Room to build up an XL database of HMO rooms that were achieving the highest rates.  I excluded everything except rooms with en-suites and bills.   My spreadsheet included columns for:   ·      location ·      rents ·      amenities, ·      the dates the adverts were listed ·      how long the adverts had been up for  ·      managing agents   I then had Zoom meetings with the agents achieving the top rents ..read more