Foundation Credit Union is happy to announce that we are rebranding our look this summer, bringing a fresh, new look to banking for Southwest Missouri! Don’t worry, we’ll still have the same friendly, helpful staff and lower interest rates compared to other financial institutions in Springfield. Take a look at what we’ve got planned! New Colors & New Logo Rather than red with our cursive script, Foundation Credit Union’s new logo is a stylized capital F that looks like a home. The idea is to convey that your home-based community banking institution is built on a solid foundation that lets ..read more

Foundation Credit Union is happy to announce that we are rebranding our look this summer, bringing a fresh, new look to banking for Southwest Missouri! Don’t worry, we’ll still have the same friendly, helpful staff and lower interest rates compared to other financial institutions in Springfield. Take a look at what we’ve got planned! New Colors & New Logo Rather than red with our cursive script, Foundation Credit Union’s new logo is a stylized capital F that looks like a home. The idea is to convey that your home-based community banking institution is built on a solid foundation that lets ..read more

The pandemic took a toll on the housing market with record-low mortgage sales sparking a millennial home-buying frenzy. According to a report by CNBC, home demand surged to blockbusting sales, the highest sales ever for the housing market since 2006. The downside to increased demand is, of course, low inventory from the sweep of massive closings nationwide. Thousands of homeowners were eligible to refinance their mortgage loans during the quarantine phase and decrease their interest from 3% rates to 2.75% or lower. Although lower interest rates are a silver lining, the rise in market prices st ..read more

It’s the New Year! So many people this week have made their pledges of how they’re going to turn their lives around, and do X to complete Y and finally end up at Z. We at Foundation CU think this is great! However, we implore you to take a few tips with you from our blog for the week first. In today’s blog, we’ll cover financial tips to start the New Year right.    Don’t Spend Too Much On The New Year Party It can be too easy to spend all of your extra resources on the New Year’s Party, especially with income tax season so close.  However, it’s important to remember that it’s on ..read more

Whether you are purchasing your first, third, or millionth one, purchasing a car is considered to be a milestone event. We understand this at Foundation Credit Union, and we’ll work alongside you throughout the process to ensure you receive the best deal. In today’s blog, Foundation Credit Union will cover the top tips to consider when shopping or comparing car loan rates.    Decide Which Car You Would Like There is a common misconception that the most important first step is to get approved for the amount you’d like to borrow first before purchasing a car. In reality, it is wiser to ..read more

Beginning the journey of building your credit is an exciting one, and can be a lot of fun. If you’re not careful though, it can be filled with money mismanagement woes.  Our team at Foundation CU in Springfield, Mo is here to offer some advice as you endeavor to open your first credit card.     Start As Soon As Possible Building credit is a long-game endeavor. The point of opening a credit card is so the credit bureaus can watch your spending patterns over time.  They want to see that an individual can handle the option of having more money responsibly. Meaning, not ma ..read more

The journey to financial freedom is long and grueling. Whether you have a mortgage, student loans, personal loans, medical bills, or a mix of it all, you’re not alone! Our team at Foundation CU in Springfield, Mo understands this, and we’re here to help with our top budgeting tips for money management. In today’s blog, we’ll specifically focus on maximizing money management during the holiday season.    Save The Extra Cents Pennies on the dollar is a real concept now that there are apps to help with money management. There are various apps on the market that will take the leftover pe ..read more

When you need to look up information, your first instinct is a Google search. The internet directly connects you with ideal sources specific to your needs, making receiving information fast and straightforward. Just like Google, when you need information about banking and the proper places to store your funds, Foundation Credit Union makes funding for the future fast, quick, and simple to learn. If you are searching for a “credit union near me,” today’s blog talks about what separates Foundation Credit Union from others and why we are the one-stop-shop for banking.    A Credit Union ..read more

Everyone remembers their first time on the open road in their car. Whether it was gifted to you for your Sweet 16, borrowed from mom or dad, or bought with your own money.    There is an added layer of pleasure too, knowing you purchased your car with your own money. There is nothing like sitting behind the wheel of your brand new or used car knowing you received the best deal on the market for your vehicle.    Foundation CU believes in this dream, and today’s blog will discuss why borrowing with us will be a specialized experience.    Industry Competing Rates&nbs ..read more

Take part in the fun of a DIY project that does not overload your bank account. DIY projects are fun, therapeutic, and downright unique. DIY solo or with a group of friends in today’s blog by Foundation Credit Union, where we suggest a few fun DIY projects that don’t break the bank.    Create A Book Safe:    A book safe is essential for storing your items like money, jewelry, or cute trinkets in a unique way: These are the materials you will need for this project:    An old book A ruler A pen A sharp box cutter    Take the ruler and measure out the len ..read more