It is typical for Lincoln Financial to deny disability insurance benefits after paying for 24 months due to a change in the definition of disability from own occupation to any occupation. Disability insurance attorney Alex Palamara discusses how Lincoln wrongfully denied disability benefits and how he was able to get Lincoln to reverse their disability ..read more

Our client, an MRI TECH, was disabled due to multiple sclerosis and degenerative disc disease resulting in a neck surgery. Prudential challenged our client’s disabling condition by approving and denying her claim multiple times throughout a 9 year period. Attorney Rachel Alters discusses the actions she took on behalf of our client to get the ..read more

Reliance Standard wrongfully denied disability benefits to woman recovering from Chemotherapy due to ovarian cancer. Long term disability insurance attorneys Greg Dell and Cesar Gavidia discuss the history of the claim and how we were able to get the Reliance Standard denial reversed on appeal. Read more about cancer disability insurance benefits denials on our ..read more

In this Prudential disability benefit denial disability attorney Stephen Jessup was able to prove that our client was disabled by cognitive disorders and not a mental nervous condition. As a result of the Prudential appeal victory, our client, a lawyer, will receive long term disability benefits beyond the 24 month mental nervous limitation. Long-term disability ..read more

Our client was a director at KPMG in the tax consulting department. He was disabled due to depression and anxiety and he was a high wage earner with a monthly disability benefit over $20,000. Prudential used a nurse to review his medical records and then denied benefits based upon the nurse’s opinion. Disability insurance attorneys ..read more

Attorney Rachel Alters discusses a Long Covid disability insurance claim that was denied by Lincoln Financial after paying long term disability benefits for one month. This is a classic long covid denial of an attorney which our lawyers are seeing on a regular basis. We discuss why Lincoln denied disability benefits and what we did ..read more

The majority of Lincoln Financial denials happen after a claimant has been paid for 24 months. In this video, long term disability lawyers Gregory Dell and Cesar Gavidia discuss why Lincoln Financial denials happen when claimants have been paid for approximately 24 months. We discuss the strategies that we took to get this wrongful Lincoln ..read more

This was a first for our law firm and a new low for Reliance Standard. Our client, an insurance agent for Florida Farm Bureau Insurance Companies, was denied and approved four times in a 24 month period. In this video, long term disability attorney Cesar Gavidia discusses the history of this crazy long term disability ..read more

In this long term disability denial, MetLife tried to rely on three different policy defenses to deny disability benefits. MetLife initially paid client for 22 months and then denied LTD benefits prior to the change of definition. MetLife attempted to deny benefits based upon the 24 month mental nervous limitation, neuromuscular limitation and the change of definition from own occupation to any occupation. Disability attorney Stephen Jessup discusses how he was able to get the MetLife disability denial reversed and overcome all three of MetLife’s defenses. Metlife approved initially and then ..read more

This is an example of Hartford disability benefit denial which never should have been denied. In this Hartford long term disability denial, long term disability lawyer Alex Palamara discusses how he was able to help a Best Buy manager with heart disease to win his disability benefits. Our client was initially approved for Hartford LTD benefits but after 7 months Hartford sent him for an IME exam and denied his benefits. Hartford failed to hire a heart doctor and instead relied on an occupational medicine doctor to deny benefits. Hartford also relied on a job description which failed to consid ..read more