In This Episode We Discuss What are some of the factors that impact your income? What is the biggest impact on your income? This one thing can increase your income by 20%! How do you access the biggest impact on your income so that you can increase your income? Resources & Related Posts Vast New Study Shows a Key to Reducing Poverty: More Friendships between Rich and Poor Social Capital II: determinants of economic connectedness Seven Key Takeaways from Chetty's new research on friendship and economic connectedness Network Opportunity: social capital and economic mobility (video) ⁠⁠⁠⁠Boo ..read more

Have you ever wanted a road map that shows you what you need to do with your finances? In this episode, Nikita Wolff shares her story of how she was able to have a road map to be able to confidently manage her finances. She gives much credit to 3rd Decade, a program dedicated to helping 18-35 year olds know exactly how to approach their finances. 3rd Decade provides 18-35 year olds with knowledge about how to manage finances and pairs each participant with a financial mentor, typically a Certified Financial Planner, that mentors and gives individualized help to program participants. In This Ep ..read more

The stock market has been dropping, some people are buying, and some people are selling. Should you sell, buy, do nothing at all, or something else altogether? This episode is all about investing in a volatile stock market. Listen to find out our strategies to confidently invest in the stock market even when it’s dropping. In This Episode We Discuss The history of the stock market, including bear markets vs. bull markets vs. corrections The importance of understanding your risk tolerance to determine your asset allocation  Short-term investing vs long-term investing Diversification in yo ..read more

Sometimes it's hard to sift through opinions that are so deeply rooted they become folklore. A bad opinion that is so ingrained is a myth and you know of and have heard many money myths in your life. In this episode Natasha and Damian debunk a few money myths you may be believing in. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠blackandbrownmakegreen.com ..read more

Have you ever wanted to just say "Money is easy?" In this episode Natasha and Damian share just how they put money management on autopilot, including all the tips, tricks, and techniques they use and how they have changed over time. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We will send you our free 10 Step ..read more

In this episode Natasha poses a question that many people of our generation and younger are having to produce answers to. That question is, "Is owning a home overrated?" We discuss the benefits and drawbacks of owning a home vs. renting a home or apartment and give our opinions on the question at hand. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠⁠⁠⁠⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠blackandbrownmak ..read more

There are over 29 million retirement accounts that have gone unclaimed that total $1.65 trillion in assets according to a U.S News article by Brian O'Connell. Are all of your retirement accounts accounted for? If not, tune in to find out what to do to recover them. Resources National Registry of Unclaimed Retirement Benefits U.S. Dept. of Labor Abandoned Plans Tips for finding an unclaimed retirement benefit ⁠⁠⁠⁠⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠⁠⁠⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Fi ..read more

Debt can make you feel like you're under a pile of bricks when you have it. In this episode, Natasha and Damian discuss ways to save and pay down debt while still finding ways to extract joy and meaning from life. ⁠⁠⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠⁠⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when yo ..read more

In this episode Natasha and Damian discuss the importance of having life insurance, the details of their life insurance policies, and why it's important to start making plans for when death comes a'knocking. ⁠⁠⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up ..read more

The decision to pay off debts or not can be very emotional. In this episode we walk you through our decision-making process for paying off debts or holding onto those debts so we can maximize our earnings potential using a few different decision points, and the rationale that went into making the decision around the big question of, "Should I pay off my debt now or not?" ⁠⁠⁠⁠⁠Book your Clarity Session⁠⁠⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Sign up for the emai ..read more