If you’re anything like me, you probably enjoy coffee from Starbucks. You probably also enjoy saving money! This recipe will not only get you that Starbucks flavor you enjoy but also costs less than half of what it costs to buy Starbucks’ own cold brew in the grocery store. And, it only takes about 15 minutes of real work to do. Ingredients 8 oz of your favorite coffee (whole or pre-ground). A light roast is my favorite. 8 cups/64 oz of water (I used tap water but feel free to use filtered if you like) Equipment Coffee grinder (if using whole bean coffee): CuisinartDBM-8 Supreme Grind Auto ..read more

What’s the difference between credit cards and debit cards? The central difference is: With debit cards, you’re spending money in your bank account.  With credit cards, you’re spending the bank’s money with a promise to repay it. All told, you’re better off using a credit card almost every time you open your wallet. They offer superior protection and rewards, and they evidently can impress on first dates. But in rare circumstances, debit cards make more sense. When to use a credit card You’re building credit: Debit cards don’t have any bearing on your credit report, but credit car ..read more

Take your drip coffee machine… and throw it away. But seriously, everyone should know how to brew a decent cup of coffee.  Unfortunately, if you asked people today for a cup of coffee they’d either direct you to the nearest Starbucks or crank up their overly expensive coffee contraption that most of the time makes a subpar cup of coffee. And, often times when you Google how to make a great cup of coffee, most websites give you a list of overly complicated things you need to buy and do to make the “absolutely perfect” cup of coffee. *Hint* Most of those things provide a negligible differen ..read more