Thirty Helen’s agree 57.6% of the time that the average Canadian misunderstands their finances 40% of the time, so it’s best to order a new credit card to make life easier. Wait what are we talking about again, oh, that’s right. This week we talk about Darrell Huff’s classic book, “How to Lie with Statistics.” Learn how to better protect your wallet by understanding all of the tricks of the marketing trade used to influence your decision making and to accept what they say as cold hard facts. If you live in British Columbia, let us help you take care of the people you love and visit braunfinan ..read more

We have a love hate relationship with mortgages, they allow us to buy a house (or 4), but they hang over us like a dark cloud of interest payments and a 20+ year obligation. This week we talk about the in's and out's of mortgages in this already crazy time of 2023. Is fixed or variable better? What is amortization, how does it impact your finances and so much more. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada Us ..read more

This week we go through the topics that come up most often with our clients this time of year. That’s right its time for holiday cheer, tax loss selling, RRSP top ups, Christmas shopping, TFSA contribution room increases and so many other jolly year end matters that we need to tie up with a bow before 2023 comes rolling in. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada ..read more

Enough is enough, or is it not enough?!? This week we trek through "The Psychology of Money" by Morgan Housel and talk about how we were raised around money impacts our future, determining the filters we use to determine what is enough money or happiness in our lives and how what we want changes as time goes on. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada ..read more

It's our one-year anniversary episode. This week we dig deep into Ray Dalio's understanding of the Big Debt Cycle and find out how learning from the past can help us prepare for the future, or really the present the way things are going right now. We tackle the good days, the mad rush to by "anything" others tell us to, the peak and on through to the depression, fiscal intervention and how we can get back to a sense of economic normalcy once again, all with our own patented* Canadian perspective. If you live in British Columbia, let us help you take care of the people you love and visit braunf ..read more

This week we talk all about the Bank of Canada and how it makes the big decisions which impact your life. From monetary policy, interest rates to inflation protection we peel back the curtain of mystery and see how the great fiscal machine actually operates. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada Useful Resources: Bank of Canada Monetary Policy Report October 2022: https://www.bankofcanada.ca/2022/10/mpr-20 ..read more

Our life is the culmination of the habits that we adopt. This week we talk about the power of habits and how they can shape not only your life but your financial future as well. Drawing from Christine's "Why is this baby still up at 4am book club," we look into the advice from "The Power of Habit" by Charles Duhigg and "Atomic Habits" by James Clear and see how they can help us. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinan ..read more

Christine's "Why is this baby still up at 4am Book Club" continues as she delves into the Millionaire Next Door by Thomas J. Stanley. This week we talk about how often the rich don't use their wealth to impress others but instead fulfill their goal of personal financial freedom. It is the little things we do and don't do that help us follow the author's seven common denominators among those who've  successfully built their own wealth and financial freedom. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  Keep the conversa ..read more

It's been a rough start to the markets in 2022, and high inflation and rising interest rates aren't making things any better. This week we take you behind the curtain for a look at what is happening behind the scenes with carriers and fund managers and how you can ask your financial planner the right questions about your investments. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  ..read more

It's Mothers Day (on the day we recorded) so what better time to learn about how to teach your kids about good financial management and decision making. From allowances, budgeting, credit and more we discuss topics worth talking with your kids about. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com  ..read more