Acquiring single-family rentals (SFRs) is one way many people invest in real estate. One strategy is to buy a property with a thirty-year, fixed-rate mortgage that will generate positive cash flow. In other words, the rent will cover all the property’s expenses (including the mortgage) and some reserves, and there will still be money left over to put in your pocket (positive cash flow).  Notice that unlike stocks and mutual funds, you’re not relying on appreciation for the property to be a successful investment. The property‘s value is likely to increase over the long term, but its value ..read more

Of all the writing I’ve done over the past years, I’ve never written an article comparing three common ways to invest in real estate. Of course, I’ve talked about it many times in interviews, but I’ve never laid it out in an article with my usual visual aids, so here goes! What I’m about to discuss certainly doesn’t represent the only way to invest in real estate. Still, it represents three common ways readily available to most people. I’ve done two of the three, single-family rental do It yourself (SFR DIY) and apartment syndications. If I knew way back then what I know now, I would have skip ..read more

I continue to try to educate the world that the typical, pre-tax, employer-sponsored 401K sucks! On June 10, 2019, I wrote Blog #12 – What’s a Better Investment – A 401K or a Single-Family Rental and went into excruciating detail comparing the performance of a mutual fund investment via a 401K with a single-family rental (SFR). The SFR kicks the 401K’s A$$ all day long! On January 27, 2022, I wrote Blog #41 – Why Is It So Hard To Retire and showed how retirement via a 401K portfolio won’t work for 92% of investors. Did Americans stop investing through 401Ks? No. Ergo, I will take a different a ..read more

Back in the dark days when I was a conventional investor, I didn’t have a business partner. It was just me, my 401K administrator, and my brokerage account. I’ll readily admit that life was easier and less complicated than today, but it was also much less profitable and less interesting. With the click of the mouse and a keystroke, I bought and sold conventional investments, received a 1099 every year for my tax return, and received the average equity investor’s returns in the stock market, approximately five percent before taxes and inflation. I was on a slow path to the land of financial med ..read more

In this video, Richard Coyne and Bill Zahller of Park Capital Partners discuss how they acquire and renovate apartment buildings and provide value to their investors. Perhaps you thought you couldn’t invest in large apartment buildings because you don’t have enough capital or frankly, the expertise. You can; you don’t have to do it alone! Partner with a syndicator and get all the benefits of apartment ownership with none of the headaches. https://www.parkcapitalproperties.com/ Bill@ParkCapitalPartnersllc.com Richard@ParkCapitalPartnersllc.com The post #38 – Apartment Syndications appeared fir ..read more

I was recently asked to be a guest on a podcast and provide some retirement and investing advice. While I’m not a financial planner and can’t give such advice, the request caused me to look back at my history and identify seven tactics that I used successfully to achieve financial independence. I’m a big fan of learning from the successes and failures of other people. The problem with me giving you my wealth-building tactics is that this is personal finance. It’s personal, and what worked for me might not be right for you, your situation, or your skillset. As I was retroactively identifying my ..read more

You wouldn’t think of storing money under your mattress, would you? Of course not! But, many of you do something equivalent without even knowing it. But before I dive into that, what’s wrong with storing money under your mattress anyway? First, your money isn’t working for you; it’s not growing, not earning any interest. Second, since it’s not growing, and we have this thing called inflation, your money isn’t even maintaining its buying power. So, in other words, you’re losing money. It’s why we have banks where we used to earn a reasonable rate of interest on our money. And you intuitively ..read more

Today’s topic is a video interview with a Seattle real estate investor and friend of mine named Justin Cambra. Justin’s story is very inspiring! He’s a young guy who compresses time frames by using real estate to accelerate his path towards financial independence. Justin says a lot of interesting things in this interview. Two acronyms he cites are: F I R E – Financial Independence Retire Early F I O R – Financial Independence Optional Retirement Quotations from Justin: “All great things come from the power of the increment.” When referring to his investment of choice to accelerate his wealt ..read more

If you’ve read any of my writings, you know I come down hard on conventional investing wisdom as inferior at best and a downright failure for most people at worst. But before I continue my rant on this flawed philosophy, I need to discuss two of its popular principles: Building a balanced portfolio of stocks, bonds, and mutual funds through 401Ks and IRAs The four percent rule The first principle is to contribute the maximum amount to your employer’s 401K and invest it in a diversified portfolio of stocks, bonds, and mutual funds. Then, when you decide to stop working, you regularly sell off ..read more

As I was reviewing topic choices for this month’s article, I realized that I hadn’t said anything in detail on this site about my upcoming book. Ergo, this month’s blog is about my first book, which will be published in paperback and eBook formats in mid-October. The book is titled Get off Your A$$ and Manage Your Money: Why You Need Alternative Investments. For those of you that love Audible, the Audible version is forthcoming, but I haven’t picked a date yet. The idea for this book was born in the fall of 2019. At that time, I had a business coach helping me grow the reach and influence of T ..read more