The summer is all about having fun, coming together, and enjoying the good weather, which is (hopefully) coming our way but as always, we are going to show you how to do it all with little cash! Go Camping Camping, although not everyone’s cup of tea, is a great way to get away from home, visit new places and enjoy the outdoors and what’s more, it can be super cheap. Borrow or rent equipment – We all know at least one person who owns a tent! If you don’t have all the gear and need it for a single trip, ask around and see who wouldn’t mind lending you the kit. Alternatively, you can hire tents ..read more

2022 is the year of rising prices and unfortunately, mortgage interest rates and rents are no different. Interest rates are the highest they’ve been in 13 years whilst the average rent is 15% higher than it was in 2020, figures that aren’t expected to go down anytime soon – but what can you do to manage these increases? Find out what type of mortgage you’re on A third of UK adults have a mortgage and three-quarters of those have a fixed rate meaning they will not be immediately affected by increases. But the remaining – approximately 2 million people – will face rising monthly prices. Whilst ..read more

Energy prices are at an all-time high and unfortunately, that figure is set to rise even more in October. These are distressing times, and we understand how unsettling it can be but rest assured, there is help available. What financial support can I get? Make sure you receive your £400 discount In October, all households in England, Scotland and Wales will receive a one-off £400 discount on their energy bills, replacing the previous plan which offered households a £200 discount which was to be repaid over five years. The plan outlines that credit and Direct Debit customers will have the money ..read more

Saving can be hard. One thing that is proven to make it easier is if you allocate your savings to specific financial goals that you set yourself. Here we can over what your financial goals might look like and what you can do to reach your targets in 2022 and beyond. What is a financial goal? A financial goal is simply a plan you make for your money. Each day, week, or month, you allocate money towards achieving your goal. You goal might include saving for some of the following reasons:  Saving for an item you want to buy – perhaps a bike, laptop or even a car  Paying for your weddi ..read more

Saving money is a bit like eating five pieces of fruit and veg a day – we all know it’s good for us, but it might not seem like a fun habit to get into. Well, we’re here to help, with an easy four-step guide to why, what, where and how to save! Step 1 – identify a goal You might want to save just to have an emergency fund; for a medium-term purchase like a holiday, car or new phone; or for the long-term, such as buying a house or even retiring. Whatever goal you choose, keeping it in mind will help you save: check out our advice on how to choose a savings goal and why it’s important. Step 2 ..read more

Throughout your solution with us, you’ll need to send us documents- whether it’s payslips, documents or creditor correspondence. To make this process as easy as possible for you, we’ve launched our new Digital Postbox helping customers upload documents in a matter of minutes. Use a computer or mobile device to quickly upload any documents, once you’ve uploaded them, we’ll review them and get back to you if we need to – it’s that simple! Please note, that selecting the right category will ensure your document reaches the correct place and is processed as efficiently as possible.   Step one ..read more

Can you believe it’s already April?  Where has the time gone? Going forward, we want to keep you more in the loop about what is going on behind the scenes at Financial Wellness Group, what we’ve achieved and anything new and exciting.  Here’s what’s happened since January… This is based on data taken between January 1st 2022 – March 23rd 2022     Support that goes further As part of our ongoing mission to help our customers, we’ve partnered up with some charities to make sure you’re all getting the right help and support outside of your debt management journey.   &nbs ..read more

Nice weather, the Easter holidays, and no restrictions – we are loving spring this year! As part of our Spring roundup, we wanted to share our favourite ways to enjoy the warmer weather, what we love to eat and how to save some money- we hope you enjoy it!   Things to do over Spring Go for a walk The weather is warmer, and the sun is shining so, strap on your walking boots and stretch those legs. You can find all of the best walks in your area via The Wildlife Trusts, including those that are suitable for dogs and children. P.s don’t forget to pack a picnic! Go camping It’s safe to say w ..read more

There’s been a lot of news circulating recently about rising prices, and we understand how concerned you may be. It is going to be a tough year- that’s for sure- but we want you to know that there is help available and ways to minimise your spending to accommodate for increasing expenses. But what exactly is going up?     Energy Bills In April the Default Tariff Cap will rise by 54%, a new record high, and will impact approximately 22 million people. Customers on default tariffs and paying by direct debit will experience an increase of around £693 per year, unlike prepayment custom ..read more

We got the chance to speak with Liz this week, another amazing colleague who’s brought so much to Financial Wellness Group. Hard-working and passionate about her role, Liz loves nothing more than helping people, even when she isn’t working. But if you want to learn more about what Liz enjoys doing in her spare time, her favourite movie and the best place she’s ever visited, keep reading… What is your role at Financial Wellness Group? Learning & Development Business Partner. What is your favourite thing about your role? I work with a lot of amazing people across the business, supporting col ..read more