As a bankruptcy attorney, I help lots of people to save their homes from foreclosure by filing a chapter 13 bankruptcy to make catch-up payments on their mortgage. But there are other ways to do it. That's why in this episode of the podcast I talk to DJ Olojo about how he helps people to save their homes without filing bankruptcy. In this episode you will learn: - Telling Foreclosure Myth from Fact - About the Mortgage Bank's Foreclosure Playbook - Foreclosure Prevention Tactics - The 12 Step Program to Save Your Home ..read more

There are many ways to save and invest for retirement (or just to build wealth) and most are recommended by traditional financial advisers. But sometimes it's a good idea to explore some non-traditional ways to do it that might be better suited to your situation. That's why in this episode of the podcast I talk to Chris Miles, a self-described anti-financial advisor who walks that road less traveled with his clients to help them reach their own financial freedom. In this episode you will learn: - What an Anti-Financial Advisor Is - Why You Need to "Get Your Money Out of Prison" - How Passive I ..read more

The student loan crisis has made parents and students more cautious when it comes to taking out student loans. But even then, the average student debt is $30,000, which is a lot to owe fresh out of college with no job. But what if you could graduate debt free and into a job you love? To answer that question I talked with academic strategist Jeannie Burlowski on how it can be done! In this episode you will learn: - Strategies for when you're not in a position to save money - How to leverage more need-based aid from schools - How private schools can be a better deal than state ones - Talking to ..read more

Achieving financial freedom means getting your personal finances in order, so that you are living within your means and have money at the end of the month. But to have true financial freedom long term, with long term goals like retirement, you have to have a financial plan. That's why in this episode of the podcast I talk with fellow personal finance podcaster Curtis May on attaining what he calls Practical Wealth. In this episode you will learn about: - Practical Wealth - Cash Flow Mapping - Accumulation Theory - Velocity of Money Strategy - Privatized Banking ..read more

Stocks are a key part of any retirement savings portfolio. Their potential to grow over the course of your working life with a rate of return, despite ups and downs, that can't be beat by CDs or a savings account. But bonds are also important to a well balanced portfolio. To find out the particulars in this episode of the podcast, I bring back Certified Financial Planner Michael Karwic for a talk on bonds and how they can be key to a successful retirement.  In this episode you will learn: - What Kinds of Bonds There Are - How Bonds Balance Risk Tolerance - About the Tax Advantages of Cert ..read more

Financial freedom is a journey, not a destination. Even if you are in good shape now, it takes good habits and discipline to maintain it on into the future. Laws and financial circumstances can change, and you need to be adaptable. That's why in this episode of the podcast I wanted to report on some tips, tricks, and changes in the law that might help you have a financially free 2024.  In this episode you will learn: - Good options for short term savings - About college fund to Roth IRA Rollovers - How a "Dry January" can save you money - About the 12 month student loan "on-ramp" - Job Se ..read more

Achieving financial freedom is not always easy. Some people have the skills to do it on their own, while others need some expert help and guidance. That's never a bad thing. Having that guidance means hiring a financial advisor. But how do you pick one? How do you know if you have the right one for your needs? Getting you answers to those questions is why in this episode of the podcast I talk about the steps you need to take in choosing the right financial advisor for you. In this episode you will learn about: - The Steps to Choosing an Advisor - The Types of Advisors - The Kinds of Services T ..read more

The cost of a college education is getting higher and higher. Students are graduating with crushing debt and are either unable to find a job or can't get one that will earn them enough money to pay the loans. Parents often get into debt by cosigning loans, or sacrifice their retirement. That's why in this episode of the podcast I wanted to talk to someone who could provide advice and strategies on approaching the cost of higher education and making sure that parents and students have a plan in place way before they decide on a school. In this episode you will learn: - Where (and when) to begin ..read more

As the holiday season approaches, we're all thinking about the celebrations, gift giving, and general joy that we experience during this time. But as the year comes to a close, we should also be thinking about our finances and the tax bill that may come in the new year. Thant's why in this episode of the podcast, although it isn't as exciting and uplifting as the holidays, I wanted to talk about some tax planning you can do now that may reduce that tax bill next April. In this episode you will learn: - How to maximize retirement contributions for tax benefits. - About contributing to HSAs and ..read more

No matter the size of a family business, the owner is an entrepreneur. This is an important realization, as having an entrepreneurial mindset is key to the success and growth of any business. That's why in this episode of the podcast I talk to Danielle Hayden of Kickstart Accounting about the entrepreneurial mindset, how to create a financial vision for your small business, and how to make sure that business weathers bad times. In this episode you will learn: - How to transform your money mindset - About creating a financial vision for your business - About achieving financial fluency so you c ..read more