At Donut, our goal is to provide the easiest and safest earning experience in DeFi. Today, we're excited to introduce our upcoming release of Plans, a super simple and secure way to work your money harder. In 2021, the DeFi sector has grown exponentially to $60 billion. DeFi lending in particular is thriving, and has shown incredible resilience in the wake of recent crypto fluctuations. This is partly due to the technology being powered by stablecoins, which are 1:1 pegged to the US dollar. At Donut, we’ve set out to take DeFi lending mainstream, by providing consumers access to higher intere ..read more

At Donut, we believe in providing you with new ways to work your money smarter. Variable Pro, our newest strategy, does just that, earning you up to 15% APY. In 2021, we’ve seen the DeFi sector grow astronomically. Billions of dollars are transacted every quarter, and new technologies are creating more opportunities to earn every day. Our team has been hard at work building a new way to earn interest that’s as simple as everything we do at Donut. Enter Variable Pro. It’s our highest yield offering yet, and works a little differently than Fixed or Variable, so it’s worth taking a closer look ..read more

As part of Donut's ongoing quest to make DeFi investing simple, fast and easy, we're introducing a new way to earn even more—Boosts that reward your activity with even more interest. When our team sat down to think of ways to improve Donut, one question kept coming up: "how can we make earning with DeFi a little more fun?" Unlocking achievements is enjoyable, but earning more interest is even better. So, we arrived at a feature that combined both: Boosts. The first available Boost is called "Refer a friend" and more are on the way. It's super simple: share Donut with your friends, earn +1% AP ..read more

The Donut team works every day to make DeFi investing so simple that you don’t even have to think about it. With the introduction of Collect for DeFi, saving and earning with Donut is easier than ever before. Collect helps you earn 4-10% APY on your spare change through the power of DeFi. It’s super simple: just link the cards you use most and Donut automatically collects the spare change from everyday purchases. Then, you can sit back and watch your savings earn high yield in real time. Below, we’ll discuss how to set up Collect and answer some common questions about how Collect works. Conne ..read more

At Donut, our core goal from day one has been making DeFi investing accessible to all. Earning high yield with DeFi should feel as easy as sending a Venmo, so we partnered with Plaid to let anyone invest in DeFi directly from their bank account. DeFi offers many ways to work your money harder, but connecting to the world of decentralized finance is often a complex and technical process. Through partnerships with Plaid and Evolve Bank & Trust, Donut lets you connect your bank, deposit funds and start earning 4-10% APY within minutes. Plus, we’ve recently updated the app to support even mor ..read more

At Donut, we believe any good investment starts with trust. By talking openly and honestly about DeFi, we're building a community where all investors understand this emerging asset class, its opportunities and its potential risks. DeFi is a complex space with many moving pieces, but here we'll zoom in on the three major types of risk to consider when investing in DeFi and crypto-based financial products. Further, you'll learn how the Donut team works to keep you and your money safe and secure every day. There's plenty to read below, but it's all in actual English - no finance degree necessary ..read more

While DeFi offers many exciting investment opportunities, the yields can change day to day and even minute to minute. Many believe these fluctuations come with the territory, but our team has been working hard to change that. Donut’s newest feature combines the high-yield power of DeFi with a predictable fixed return—plus, like everything on Donut, it’s incredibly simple to use. Meet Donut Fixed. What is Donut Fixed? ? Donut Fixed is a new investment feature within the Donut App where you can work your money harder by earning a set interest rate of 4% APY on every dollar saved through your qu ..read more

You’ve probably heard the argument that people who go to college earn more than people who don’t, but you may be scratching your head wondering if college is still worth it such a high price—especially when the recent crisis has made saving even harder. The economy might be in the can, but college is still expensive. Like, rob me in the middle of the night, repossess all of my assets expensive. The average price of a degree is projected to reach a staggering $205,000 in 2030 according to the U.S. Department of Education. But it turns out that starting to build a college fund for your kids now ..read more

Back in 1972, Walter Mischel, a professor at Stanford University conducted a study that continues to shape our thinking about human behavior to this day. He put a marshmallow in front of children, told them they could have another one if they waited 15 minutes without eating the first. Then he left the room. His subsequent findings, and their implications, were fascinating. In follow-up studies, Mischel found that the children who were able to delay gratification and get the second marshmallow were found to achieve better results in all areas of life - from health to academic achievement. The ..read more

Most beginner’s guides to DeFi go deep on decentralized finance as a permissionless financial system, waxing poetic about lending, borrowing and banking without middlemen. This narrative is important, and certainly explains why DeFi has captured the hearts, minds and wallets of the crypto community over the past year. But in a sense, this is the same crypto and blockchain story we’ve heard one way or another for over a decade. This is not another one of those guides. Exploring DeFi as a concept or as jargon doesn’t get us any closer to the real question at hand: what can DeFi do for me, and m ..read more