Do you have investment property, and would like to pull cash out of your property? However, for some reason you can’t provide income documentation to your lender to get a cash out loan. We have solutions! We have loan programs that will allow you to pull cash out of rental property with no income documentation at all. If this applies to you or someone you know, reach out to us and let’s see how we can help you. That’s it for today! Thanks for reading! Brett Get Pre Approved For A Loan Here My Previous Blog ..read more

 I wanted you to know about a mortgage program that doesn’t require any income documentation when purchasing an investment property. It’s called a Debt Service Coverage Loan.  And, the rent from the property is the only income you need.  No tax returns, or paystubs needed. Down payment on this program ranges from 10% to 20%. If you are looking to acquire an investment property – contact our offices and we can get you some numbers on your situation. That’s it for today! Thanks for reading! Brett Get Pre Approved For A Loan Here My Previous Blog ..read more

 The bad news is that according to Redfin, 38% of U.S. renters don’t believe they’ll ever own a home, up from 27% a year ago. 35% of renters noted the ability to save for a down payment as a major hurdle preventing homeownership. The good news is that we have a solution.  We have many no down payment options down to a 600 credit score for you! If you or someone you know needs help with a down payment, reach out to our office and let's see if we can help you.   That's it for today!   Thanks for reading.   Brett Get Pre Approved For A Loan Here My Pr ..read more

 I wanted to let you know we have a 2% to 5% downpayment and closing cost assistance program called “Homes for Texas Heroes”. If you are in one of the following professions you may qualify for this purchase program: Professional Educators, Which Includes The Following Full-Time Positions In A Public School District: School Teachers, Teacher Aides, School Librarians, School Counselors, And School Nurses Police Officers And Public Security Officers Firefighters And EMS Personnel Veterans Or Active Military Correction Officers And Juvenile Corrections Officers Nursing Faculty And Allied Hea ..read more

 Wanted to let you know we have fix and flip financing available to you. Here are some bullet points.. Lending Term: 12-18 Months. Extension options available Property Types: SFR, 2-4 Unit and Multifamily up to 30-Units Loan to Cost: Up to 80% Rehab/Reno Financing: Up to 100% Closing Time: As Fast as Two Business Days With Clear Title & Appraisal No income check, tax returns or work history required Foreign Nationals Accepted If you or someone you know needs quick financing please reach out to our offices to see if we can help you. That's it for today! Brett Get Pre Approved For A L ..read more

 If you purchased a home using your own cash, and now would like to pull your cash back out – we can do that. This type of loan is called ‘delayed financing’.  …and, you can get your cash back out of the house. In fact, we do these types of cash out loans up to three million dollars.  Many companies won’t lend cash out over 500k, but we do! …so, if you are in need of a loan like this – shoot us an email or give us a call.  We can help! That’s it for today! Thanks for reading! Brett Get Pre Approved For A Loan Here My Previous Blog ..read more

 If you are carrying credit card debt the payments can be overwhelming. On average, for every $10,000 of credit card debt your payment would be around $300 a month. Something to consider… Get cash out of your house to pay off all your credit card debt. The payment on adding $10,000 to a thirty year mortgage at a 6.5% face rate would be $63, saving you $237 a month for every $10,000 of credit card debt you have. This would alleviate stress in your life.  Less stress = happier life. If a debt consolidation loan makes sense for you, or someone you know – please reach out to our office a ..read more

 If you haven’t owned a home in the last three years and you want to purchase a home you should consider the MCC tax credit. How MCC works in a nutshell… You take 20% of the mortgage interest you pay each year – and you are allowed to claim that 20% as a dollar for dollar tax credit against whatever income taxes you pay that year. The cool part is you can do this every year you are in the house. The net savings to you would be thousands of dollars over that time frame. Very few people use this, but it’s available to all first time home buyers that qualify. If you or someone you know might ..read more

 We are helping alot of people with this no money down program… Most Down Payment Assistance is tied to your income.  If you make too much money you don’t qualify for the Down Payment Assistance. Not this one. It doesn’t matter how much you make. So, if you have at least a 600 credit score, and you have been working for the last two years, you may well be able to qualify for this no money down loan. Here are some bullet points on this program… Minimum 600 FICO Standard 30-year fixed rate FHA first lien No First-Time Home Buyer requirement No Income Limits Easy Underwrite! So, if yo ..read more

 Did you know even if you have “challenged” credit you can still get a low down payment loan to buy a house with FHA?   We can do down payments as low as 3.5% down to a 580 credit score! And, we have several down payment assistance programs to help you too. So, if you or someone you know is wanting to buy a house, but they aren’t sure about their credit – let us take a look.  We can possibly help them right now. Thanks for reading! Brett Get Pre Approved For A Loan Here My Previous Blog ..read more