Refinancing your home loan can be a smart strategic move that offers a range of benefits, including saving money, accessing equity, and customising your loan to meet your evolving needs. It can even help you reach financial freedom, faster. Getting the right advice is key. Before making any decisions it’s important to understand the ins and outs of refinancing – from the application process and… Source ..read more

There are many reasons to consider refinancing your home loan. Refinancing can be a great strategy to reduce interest costs, make better use of equity, or simply ensure your loan is best suited to your needs. In some cases, refinancing can even help you reach financial freedom, faster. The opportunity to take advantage of a lower interest rate or increase your access to cash is naturally… Source ..read more

In this blog, we’ll look at ways to make your money go a little further so you can enjoy the festivities without the financial hangover. Here’s a few tips & tricks: School Holidays: can you reduce childcare costs by sharing the load with family or friends or tag team with other parents to take turns looking after the kids? To keep them entertained, check out the free school holiday… Source ..read more

As we near 2024 and look toward fresh goals (New Year’s resolutions, anyone?), it’s time to take stock of the year that was – what went well, what didn’t, and where to next. In this blog, NZHL Auckland City Business Owner Hedy Sheck shares her thoughts on financially preparing for the year ahead. Read on to find out more. Taking Stock – what can you learn from 2023? Source ..read more

With Christmas lights and carols due to make a proud appearance, the festive season is fast approaching alongside an inevitable increase in household spending. With many budgets already stretched, making a holiday budget is arguably more important than ever – after all, nothing washes away the magic of Christmas faster than the reality of overspending. At NZHL, we believe the first step to healthy... Source ..read more

Taken from Tea with Tony | September 2023 In this blog, independent economist Tony Alexander gives an update on how the Kiwi Dollar is faring and shares a word of caution about the potential impact of the Chinese economy. Plus, Tony dives into momentum in the housing market and breaks down non-performing loans – discussing reports of increasing numbers. The Kiwi Dollar According to Tony asset... Source ..read more

As we enter Spring, independent economist Tony Alexander looks at how the Kiwi Dollar is faring, shares a word of caution about the potential impact of the Chinese economy, and breaks down non-performing loans and the reports of increasing numbers. Plus, Tony dives into momentum in the housing market. Key Moments 1:25 – The Kiwi Dollar 3:18 – The Chinese Economy 4:59 – Non-performing Loans 7:15... Source ..read more

Taken from Tea with Tony | August 2023 Inflation, inflation, inflation. In this blog, independent economist Tony Alexander dives into the latest numbers alongside interest rates and the housing market. Plus, Tony shares his thoughts on unemployment expectation and the relevance of political polls to the housing market. Interest Rate Increases At the time of filming, Tony noted a recent rise in... Source ..read more

Inflation, inflation, inflation – this month we dive into the latest numbers alongside interest rates and the housing market. Tony shares his thoughts on what we can expect from job numbers and the unemployment rate, and we look at the relevance of the political polls to the housing market. Key Moments 0:50:42 – Interest Rate Increase 2:17– Inflation in a Post-Pandemic Environment 5:08 – Migration... Source ..read more

With living expenses still high, finding clever ways to manage and save money can require a little creativity but even small savings add up. We’re all about Kiwis helping Kiwis, so recently, we asked our audience for their tips on managing and saving money. In this blog, we share some of the responses. Read on to find out more. Mini Goals Whether it’s taking a break from takeaway coffees... Source ..read more