Expatriates often benefit from comprehensive health insurance packages provided by their employers. However, as global mobility increases, the healthcare needs and challenges faced by expats become more complex. In many cases, standard employee benefits or group insurance may not fully cover these needs. This is where top-up insurance comes in, offering an essential layer of additional protection. Understanding the limits of employee benefits packages for expats Expatriate health insurance packages provided by employers typically include basic medical coverage, emergency services, and sometime ..read more

The thrill of welcoming a newborn into your family is exhilarating and filled with joy and anticipation. As you embark on this incredible journey and consider the things to buy for your little one, it’s essential to ensure you have all the necessary items to create a safe and delightful environment. To guide you in what to prepare for your newest family member, we’ve put together a comprehensive checklist of baby and newborn must-haves that will make your transition into parenthood as smooth as possible. 1. Essential Nursery Items Creating a nurturing nursery space for your baby is a top prior ..read more

High blood pressure is a condition that can affect many, so understanding it is important for everyone, whether you’re directly impacted or not. It’s a condition where blood exerts too much pressure against the walls of the arteries, potentially leading to serious health issues like heart disease. Knowing what causes high blood pressure, recognising its symptoms, and learning ways to lower it are essential for maintaining good health. This article aims to shed light on these aspects. 1. Limiting sodium intake Effectively managing sodium intake is crucial for controlling high blood pressure, as ..read more

When it comes to safeguarding your financial future against severe health setbacks, understanding the role of critical illness insurance is paramount. Imagine facing a daunting diagnosis. Not only are you contending with treatment protocols, but also with the potential loss of income and the need to adapt your lifestyle to new challenges. Critical illness insurance steps in precisely at this juncture, offering financial relief that allows you to focus on recovery, rather than being overwhelmed by bills and expenses. Designed to offer support when you’re most vulnerable, it is an integral part ..read more

Understanding health insurance options can be challenging. Top-up health insurance is a key option that’s worth considering, especially for those who already have a basic health insurance plan. It ensures that you are adequately protected against unforeseen medical expenses without having to bear a hefty premium. In this article, we’ll explore how these top-up plans work, why they’re increasingly important in the face of rising medical costs, and the factors you should consider when selecting one.  How does top-up health insurance work? Top-up health insurance operates on a simple yet eff ..read more

Are you and your spouse planning for a baby? As exciting as this news can be, there is a fair bit of planning that goes into it. Dedicating time and resources into pregnancy planning can be beneficial in ensuring that you have a smooth journey from conception to delivery. For partners with a history of diseases or conditions, it’s probably advisable that you and your partner consult your doctor for a preconception plan.  As part of the maternity series, we’ll be covering all the important things you’ll need to know related to pregnancies. Couples planning to conceive need to be well wary ..read more

With World Mental Health Day around the corner, it is essential to acknowledge the importance of discussing mental health. Mental well-being is more than just a buzzword; it is vital to our overall health and well-being. However, given the deeply personal nature of mental health, it is common to struggle with initiating such conversations and talking about it.  Fear of offending someone, not knowing what to say, or feeling unequipped can hinder meaningful dialogues. Yet, overcoming these barriers is the first step to addressing our peers’ mental health.  This article will cover pract ..read more

Having a baby? Congratulations! Whether you’re in your first, second, or third trimester – the challenges and joys of carrying your little one are unique to you. Every pregnancy journey is different and every mother each has their own set of  challenges. From reading pregnancy books to consulting your doctor, it’s only natural that you would seek every piece of information and advice out there to help you navigate through the pregnancy journey, making it a little smoother.  From planning diets to taking multivitamins, there are many aspects in your pregnancy plan that you may have a ..read more

According to an online survey commissioned by The Straits Times and conducted by consumer research firm Milieu Insight, concerns over staying ahead of healthcare costs rank among the top issues for Singaporeans. The survey, carried out in September 2022, involved 1,000 Singaporeans and permanent residents. For both locals and expats, managing these rising expenses has become a primary concern. To ensure that you and your loved ones are adequately covered, you can leverage MediSave and medical insurance to offset medical bills or specific health-related expenses. What is MediSave? For starters ..read more

While many of us recognise the importance of a balanced diet and regular exercise, good sleep hygiene is an essential habit that shouldn’t be underestimated. But what exactly is sleep hygiene, and why is it so critical?  Sleep hygiene refers to the practices and habits necessary to ensure a good night’s sleep and full daytime alertness. This doesn’t just mean getting an 8-hour sleep; it also refers to the quality of the slumber, ensuring it is deep, undisturbed, and rejuvenating.  However, when this balance is disrupted, you might find it difficult to stay asleep or feel unrefreshed ..read more