As Bank Indonesia (BI) issued a new policy line in 2021, customers must change their magnetic debit cards to chip-based ATM cards. The regulation is stated in a circular letter (SE) of Bank Indonesia No. 17/52/DKSP regarding the Implementation of the National Standard for Chip Technology and the Use of 6 (Six) Digit Online Personal Identification Numbers for ATM Cards and/or Debit Cards Issued in Indonesia. The chip-based ATM cards are nowadays used by many banking systems in various countries and have become a global standard. Cited from the Indonesian Payment System Association, here are the ..read more

The Role of QRIS for Indonesian MSMEs in the Emergency PPKM Period Covid-19 cases in Indonesia have experienced a significant increase lately so that the government must implement the Imposition of Emergency Community Activity Restrictions (PPKM Emergency) for Java and Bali regions. The regulation surely has a significant impact on various industrial sectors in Indonesia, including Micro, Small, and Medium Enterprises (MSMEs). However, if MSME players can embrace digitization appropriately, they can survive in this uncertain time. One of the usable digital services during this emergency PPKM p ..read more

The digitalization of the payment system grew significantly amid the Covid-19 pandemic that is still ongoing today. It is inseparable from the community needs who require transactions that are faster, safer, and can minimize social interaction. One of the answers comes through the QRIS TTM (Tanpa Tatap Muka which means No Face to Face) feature, which complements non-cash payment innovations through scanning of national standard QR codes. Amid the current Covid-19 pandemic situation, the World Health Organization (WHO) recommends every country to minimize the use of cash for a transaction and e ..read more

Gender equality and diversity in the workplace is an issue that continuously strived to achieve around the world, including in Indonesia. However, realizing this dream cannot just be done in one night. Many parties must play an active and involved role to create a healthy and friendly work culture for all parties in the company, including women. Gender equality itself is a right inherent in all individuals. In the work environment, gender equality refers to equal rights, responsibilities, opportunities, treatment, and assessment of men and women. According to research from Accenture, equality ..read more

As a link/ ATM LINK switching network service management company, PT Jalin Pembayaran Nusantara (Jalin) managed to record good performance in 2021 by posting an increase of 45% (yoy) in the company’s operating revenue through the growth of switching services, ATM managed service and digital business development. This provides optimism that digitalization turns out to be a driver in the midst of handling Covid-19 and recovering national economic conditions.  President Director of Jalin, Boyke Yurista, emphasized that Jalin will continue to strive to improve the innovation of each product a ..read more

ATM Link is an ATM network issued by the Association of State Banks, also known as HIMBARA. Since its launch in 2015, ATM Link has succeeded in saving operational costs by investing in one ATM that is dependent on HIMBARA, which leads to the convenience of customers transacting. This ATM has spread more than 400 million units throughout Indonesia To make transactions through ATM Link, HIMBARA bank customers are charged the following fees: Balance Inquiry of IDR 4,000 Cash Withdrawal of IDR 7,500 Transfer between HIMBARA and non-HIMBARA banks in the amount of IDR 6,500 ATM Link for four HIMBA ..read more

You must be familiar with the use of banking services on Automated Teller Machines or ATMs. Sometimes when making transactions at ATM, you may find that the ATM card is swallowed at the ATM Link machine. There are several causes of the ATM card being swallowed by the machine, one of which is likely due to an error in entering the PIN, engine electrical problems, or not putting the card on for too long when transacting. Don’t panic! The way to take care of an ATM card that is swallowed by a machine at this time is quite easy to do. If the ATM card machine is located at the branch of the issuing ..read more

As an effort by Bank Indonesia (BI) to meet the needs of the public in welcoming RaFi, cash of Rp175.26 trillion was provided. The easing of the Pelonggaran Pemberlakuan Pembatasan Kegiatan Masyarakat (PPKM) has led to an increase in community activity during RaFi, and is expected to increase economic activity including payments. As a form of consistency of the best service in maximizing financial services for banking and fintech customers, PT Jalin Payment Nusantara (Jalin) prepares a 24-hour post during the 2022 Eid homecoming season starting from April 18 to May 7, 2022. Lasting for 20 days ..read more

After 2 years of the Covid-19 pandemic, Indonesia continues to recover in various industrial sectors. To achieve this goal, the affected communities are also concerned for others through welfare improvement assistance programs. PT Jalin Pembayaran Nusantara (Jalin) also supports the Government’s movement, one of which is through social and community activities by collaborating with the National Amil Zakat Agency (BAZNAS) and Balai Pustaka during the month of Ramadan this year. Entitled “Jalin SEMARAK: Simultaneously Achieving the Quality of Ramadan 2022”, Jalin collaborated with BAZNAS and Bal ..read more

Eid homecoming has become an annual tradition in Indonesia, always followed by an increase in public spending, either to finance the trip itself or to buy gifts for relatives. With the 2022 homecoming directive issued by the government, homecoming activities can resume after being stopped due to the pandemic. In its capacity as a national switching institution, Jalin is ready to provide the convenience of the people who will do homecoming by providing ease of transaction through ATM Link. In addition, the public is also allowed to do Eid homecoming only if they have received two vaccines and o ..read more