Exclusive Invitation: Money and Mimosas with Mapalo Makhu Join us for a one-of-a-kind experience with renowned financial expert, Mapalo Makhu. Get ready to sip on mimosas and unlock the secrets to saving and investing in an intimate setting. What to Expect: – Limited to just 16 participants, ensuring personalized attention and interaction with Mapalo herself. – Dive deep into the world of financial wellness, as Mapalo shares her expert insights and strategies for building wealth. – Discover practical tips and actionable advice that you can implement immediately to secure your financial futu ..read more

A budget is telling your money where to go instead of wondering where it went! Download the template below edit it according to your needs. Budget template 2024 Woman & Finance ..read more

Download Your Debt-to-income ratio calculator below Debt-to-income ratio calculator The debt-to-income (DTI) ratio is an important financial metric that helps individuals and lenders assess a person’s ability to manage their debt obligations relative to their income. It is a crucial factor in determining one’s financial health and creditworthiness. The DTI ratio is commonly used by financial institutions when evaluating loan applications. However, its significance extends beyond the lending context. Calculating your DTI ratio is equally crucial for personal financial insight, enabling you to d ..read more

Paying off debts requires a systematic and disciplined approach and I hope this table will help you get started on your road to a debt-free life. DOWNLOAD BELOW credit agreements table – Woman & Finance Enjoy ..read more

Financial coaching is a personal and transformative process designed to help individuals navigate the complexities of their financial lives. Unlike traditional financial planning consultations that often focus on specific products and solutions, financial coaching takes a more holistic and compassionate approach. Here’s what you can expect from financial coaching with Mapalo Makhu: 1. Personalized Vision: Financial coaching is not about fitting into a one-size-fits-all mold. Mapalo works with you to understand your unique circumstances, aspirations, and challenges. Together, you’ll co-create ..read more

Part 2: Direction, Drive and Differentiation By Isabella Mnisi, Sector Head for Asset Management and Funds and Tarryn Lyall, Client Strategist for Global Securities Services at RMB The asset management space remains largely male dominated as a result of a long legacy of stereotypes and gender biases, but increasingly women are pushing the boundaries. Gender diversity and inclusion are proven in numerous studies to lead directly to more creative, innovative and successful businesses, and the asset management industry is no exception. Previously we discussed the importance of intentional mentors ..read more

Part 1: The power of intentional mentorship and community By Isabella Mnisi, Sector Head for Asset Management and Funds and Tarryn Lyall, Client Strategist for Global Securities Services at RMB The financial services sector has typically been male dominated, and the asset management space is no different. Today, however, there is greater understanding of the benefits of gender diversity and inclusion, and the unique perspective and advantages women bring to this field. Female asset managers have different insights and experiences, which bring an element of innovation and creativity. This can i ..read more

Mindset plays a crucial role in achieving financial goals as it directly impacts your attitudes, beliefs, and behaviors towards money and wealth. Here’s how having the right mindset can help you in achieving your financial objectives: 1. Clarity and Focus: A positive financial mindset helps you set clear and specific goals. When you have a clear vision of what you want to achieve, you are more likely to stay focused and committed to your financial plan. 2. Motivation and Persistence: Financial goals often require time and effort to accomplish. With a growth-oriented mindset, you are more likel ..read more

Here are some simple steps that can help you save money: 1. Create a budget: The first step towards saving is to create a budget that tracks your income and expenses. This will help you identify areas where you can cut back on unnecessary expenses and increase your savings. 2. Set a savings goal: Setting a specific savings goal can help motivate you to save. Whether it’s saving for an emergency fund, a holiday abroad or a trip to Kruger, or a deposit on a home; having a specific target in mind can help you stay focused and committed to saving. 3. Automate your savings: Set up an automatic tran ..read more

Let’s not beat around the bush – times are tough. Rising prices at the petrol pumps and the grocery store are alarming, particularly when your salary doesn’t seem to keep up with inflation. It feels like everything is getting more expensive and at the end of the day, this translates into less disposable income, and less money to save for a rainy day. For many South Africans, it’s not their unwillingness to save, but rather their inability to do so after their basics have been paid. No matter where you are in life, managing your budget is all about priorities – and trade-offs. Finding the right ..read more