St. George is near the Mojave Desert which is one of the most popular tourist hot spots in America. This means that if you live in St. George or are considering relocating to St. George, you will be living in a more desert climate. The Mojave desert is named after the Mohave Native Americans. This area is a high desert that covers around 22,000 miles of Southern California, Northwest Arizona, Southern Nevada, and Southwestern Utah. The Southwestern Utah part is what we are talking about. Living Near The Mojave Desert This desert is known for its vast beauty and is a part of four national park ..read more

Most homeowners have a mortgage that they make monthly payments towards. If you are a homeowner and currently owe more on your property than it is currently worth, you have what is called an underwater mortgage. If you are continuing your payments and residency then this shouldn’t be worrisome, however, if you are looking to refinance or sell, this can cause you a bit of a headache. If you are in this situation, what does this mean? Let’s dive in and learn some more details. What Is An Underwater Mortgage? Underwater mortgages are also called upside-down mortgages. This is when the home loan h ..read more

What Are Buyers Looking For In 2023 – Are you considering the sale of your home? are you a first-time buyer? Either way, you might be wondering what the current trends are when it comes to the desires of buyers in the 2023 market. Some of these may surprise you while others seem obvious, so let’s dive in. What Are Buyers Looking For In 2023? Affordability The market has been a little rough for buyers in the past could years, but that is a whole article in itself. Due to the market favoring sellers, we are seeing that buyers are looking for affordability in 2023. High-interest rates and a low i ..read more

The Best Romantic Restaurants In St. George – If you are a resident or even if you are just visiting St. George, you have to visit one of the top most romantic restaurants in the city. With Valentines Day coming up, you might be looking for the perfect place to take that special someone, so here are the top romantic restaurants. Check it out and be sure to make your reservations ahead of time. Tips on Planning the Best Romantic Dinner Out: Choose a restaurant: Consider your partner’s tastes and dietary restrictions, and try to find a restaurant that caters to both of your preferences. Make a ..read more

Best Ways To Add Value To Your Home In 2023 – Are you looking around your home wondering what you could do this year to add value to it? Look no further! There are so many wonderful projects you can do to increase the value of your home. As we look to 2023 we are still expecting a great real estate market so whatever hope improvements you do, you want to make sure it will increase your value to be able to sell if you are looking to do that. Let’s take a look at some of the best remodel trends to add value in 2023. Bathroom Remodel Bathroom remodels have a great return on investment. A minor r ..read more

How To Research An HOA & CC&R’S – As you are looking to buy a home, you may be in a community with an HOA and CC&R bylaws. You want to have a full understanding of what these are before your purchase a home and move in. Depending on the community, the things you want to do to your home can be greatly affected by HOA approval and what the bylaws are. First, as a starting point, see the Basic Governing Documents of an HOA. Let’s look at how to review these and other relevant documents. How To Research An HOA & CC&R’S Get Copies To familiarize yourself with what you will need ..read more

Top 5 Home Builders In Utah – The state of Utah is particularly diverse. You can find so many different lifestyles to fit your desires. One of the biggest features is how many great custom home developers there are. If you are looking to build your dream home, then this is the place to be. Take your time though. The different types of land are unique and builders tend to specialize in a certain home style, so let’s take a look at the top 5 home builders in Utah. Top 5 Home Builders In Utah Magleby Construction Magleby Construction is based out of Salt Lake City. They have been awarded the Nati ..read more

Utah has seen immense growth in the past few years and as a result, prices have risen drastically driving buyers out of the market. It has been a great time to sell and now many are concerned there will be a crash, especially when looking at national market trends. So, what can we predict for the St. George real estate market in 2023? Let’s take a look. 2023 Market Predictions In St. George Home Prices The market is predicted to stay hot. Home prices have soared and as a result, so has the Utah economy. The 2023 market is going to be an excellent year and salaries are expected to rise which ma ..read more

In order to purchase a home you likely need a mortgage unless you are a cash buyer. Mortgages are obtained to help with the cost of the property you are interested in purchasing. A borrower will need to meet the bank or lender’s underwriting requirements in order to qualify for a loan and especially for a second mortgage in order to invest in property. Having multiple mortgage loans is possible and can be beneficial if you are an incester who needs financing to acquire a rental property in St. George, UT. Can You Have Two Mortgages In St. George, UT? Second Mortgage A second mortgage is ..read more

Are you looking into asset protection? This is a very specific and involved process, but it can be worth it for you and your family. Asset protection laws can vary from state to state and it is vital especially if you have developed a real estate investment portfolio in St. George. So what is asset protection? What is an asset protection trust? A trust is a contract that manages property between a grantor, trustee, and beneficiaries. A grantor is a person who establishes the trust, they are also known as the settlor or trust maker. The trustee is the person who manages the property. A trust w ..read more