The 2022 Salem Oregon Real Estate Market Report The real estate market shifted in 2022. Like all market shifts in the past and future ones to come, buyers don’t want to be the ones buying at the top of the market before it shifts downward while sellers want to sell their home at the peak and capture as much equity as possible. These opposing goals can create frustration for buyers and sellers as they sometimes disagree on what is a reasonable offer in a shifting market.  Some buyers try and get ahead of the downward curve and write a low offer after low offer, as sellers don’t agree with ..read more

Loans for sweat equity projects. Daniel Gonzalez and Dave Wiggers sit down together and talk about financing all of those sweat equity projects that you want to do with the house.  You’ve watched the series, now you want to figure out how to make it work. You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more

Sweat equity with kitchen and bathroom remodels? Daniel Gonzalez and Dave Wiggers sit down together and talk about building sweat equity with kitchen and bathroom remodels in this multi-part series. You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more

Sweat equity with new windows? Daniel Gonzalez and Dave Wiggers sit down together and talk about building sweat equity with new flooring in this multi-part series. You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more

The home buying process step by step Step 1 Pull your free credit reports from Experian, Equifax, and TransUnion.  You can’t buy a home if you have credit problems.  You also can’t buy a home with a loan if you have no credit. This is common with people who were raised by their parents to pay for everything in cash and for young people just get started.  To get the best interest rate, you want to be above a 720 credit score.  It is essential to know what your credit score is because if you are at 690 and paying off a small loan will get you up and over 720 you will want to ..read more

Sweat equity with new windows? Daniel Gonzalez and Dave Wiggers sit down together and talk about building sweat equity with new windows in this multi-part series. You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more

Sweat equity with lighting and plumbing fixtures? Daniel Gonzalez and Dave Wiggers sit down together and talk about building sweat equity with lighting and plumbing fixtures creating cosmetic improvements in this multi-part series. You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more

Sweat equity through landscaping? Daniel Gonzalez and Dave Wiggers sit down together and talk about building sweat equity through landscaping in this multi-part series. You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more

Buyer Closing Costs You are ready. You have been watching house hunter on HGTV and stalking Redfin and Zillow in your spare time “for fun.”  You’ve been browsing refrigerators. You’ve been looking at dining room sets. You even have a new espresso machine picked out that would go perfectly in the corner of your new-to-be kitchen. What you haven’t done is actually buy the house yet. You’ve been saving for your downpayment, but then someone mentions buyer closing costs. You didn’t know that was a thing. What are buyer closing costs and how much more will it cost you? Purchasing a home is a h ..read more

Painting to build sweat equity? Daniel Gonzalez and Dave Wiggers sit down together and talk about painting your home in order to build sweat equity in this multi-part series You can listen to other episodes by Daniel Gonzalez here on YouTube or on the website ..read more