The Best Way To Keep Track of Mortgage Rate Trends   If you’re thinking about buying a home, chances are you’ve got mortgage rates on your mind. You’ve heard about how they impact how much you can afford in your monthly mortgage payment, and you want to make sure you’re factoring that in as you plan your move. The problem is, with all the headlines in the news about rates lately, it can be a bit overwhelming to sort through. Here’s a quick rundown of what you really need to know. The Latest on Mortgage Rates Rates have been volatile – that means they’re bou ..read more

  Mt. Hood National Forest www.fs.usda.gov/mthood   Forest Service News Release   Firewood Season Opens on Mt. Hood National Forest   April brings more than rain showers! Just as seasonal road closures begin to lift, firewood season has opened on the Mt. Hood National Forest. Personal use firewood permits are available free of charge and commercial permits may be purchased at one of the Forest’s four district offices.   All woodcutters must obtain a firewood permit at a district office or by submitting a firewood permi ..read more

  Mt. Hood National Forest www.fs.usda.gov/mthood   Forest Service News Release   Quick response by local fire departments minimizes damage to iconic Timberline Lodge    Sandy, Ore. (April 19, 2024) – Last night, fire departments from the Mt. Hood area and beyond responded to a three-alarm fire at historic Timberline Lodge. The fire departments, in coordination with Timberline Lodge employees, were quick to suppress the fire and ensure public and hotel guest safety. Although damage assessments have not yet begun, these ..read more

Ways To Use Your Tax Refund If You Want To Buy a Home   Have you been saving up to buy a home this year? If so, you know there are a number of expenses involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some of these expenses? As Credit Karma explains: “If one of your goals is to stop renting and buy a home, you’ll need to save up for closing costs and a down payment on the mortgage. A tax refund can give you a start on the road to homeownership. If you’ve already started to save, your tax refund could ..read more

The Perks of Downsizing When You Retire    Some Highlights If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses. Smaller homes typically have lower energy and maintenance costs. Plus, you may have enough equity built up to fuel your move. If you're thinking about moving to a smaller home, let’s go over your goals and look at your options in our local market ..read more

Why Overpricing Your House Can Cost You   If you’re trying to sell your house, you may be looking at this spring season as the sweet spot – and you’re not wrong. We’re still in a seller’s market because there are so few homes for sale right now. And historically, this is the time of year when more buyers move, and competition ticks up. That makes this an exciting time to put up that for sale sign. But while conditions are great for sellers like you, you’ll still want to be strategic when it comes time to set your asking price. That’s bec ..read more

4 Tips To Make Your Strongest Offer on a Mt. Hood Home   Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak homebuying season this spring, this is only expected to ramp up more. Remember these four tips to make your best offer. 1. Partner with a Real Estate Agent Rely on a real estate agent who can support your goals. As PODS notes: “Making an offer on a home without an agent ..read more

What Every Homebuyer Should Know About Closing Costs   Before making the decision to buy a home, it's important to plan for all the costs you’ll be responsible for. While you're busy saving for the down payment, don't forget you’ll want to prep for closing costs too. Here’s some helpful information on what those costs are and how much you should budget for them. What Are Closing Costs? A recent article from Bankrate explains: “Closing costs are the fees and expenses you must pay before becoming the legal owner of a house, condo or townhome . . . Closing cos ..read more

Does It Make Sense To Buy a Home Right Now on Mt. Hood?   Thinking about buying a home? If so, you're probably wondering: should I buy now or wait? Nobody can make that decision for you, but here's some information that can help you decide. What’s Next for Home Prices? Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and investment and market strategists—what they think will happen with home prices. In the latest ..read more

What Are Experts Saying About the Spring Housing Market?   If you’re planning to move soon, you might be wondering if there'll be more homes to choose from, where prices and mortgage rates are headed, and how to navigate today’s market. If so, here's what the professionals are saying about what’s in store for this season. Odeta Kushi, Deputy Chief Economist, First American: “. . . it seems our general expectation for the spring is that we will see a pickup in inventory. In fact, that already seems to be happening. But it won’t necessarily be enough to ..read more