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With the limited supply of housing in the region purchasing the land may be an attractive option. As the cost of land is not cheap you need to be sure that you first check out any restrictions that may prevent you from building your dream home and any other additional compliance costs that may make the bill unaffordable. Here Are My Top Tips for You to Consider When Making an Offer on Land: Location Of Boundary Pegs While this may seem a no-brainer it is important that you have the agent or the owner show where the boundary pegs are located. The standard sale and purchase agreement states that ..read more

Attending open homes can be stressful but exciting at the same time. The purpose of an open home is to give you a chance to look through the property to see if it meets your needs and to check for any potential red flags or reasons why the property is not right for you. Here are some points you may want to consider: Are any of the materials used to build the house known to be defective? For example, was the property built between 1990 and 2000? Is it a plaster clad house that is known to leak? Or does the property have Dux Quest piping which is also known to leak? Have you checked out the n ..read more

If you have previously owned property, but do not own property now, you may still be eligible for a HomeStart Grant. You will need to be deemed by Housing New Zealand as being in the same financial position as a first home buyer. If you are applying for a KiwiSaver first-home withdrawal determination as a previous homeowner, you are required to meet the following criteria: You have been a member of KiwiSaver for at least three years You have previously owned property, but no longer own any interest/share in property You do not have realisable assets totalling more than 20% of the house price ..read more

With the ever-increasing house prices in New Zealand, it is quite common that parents are helping their children get onto the property ladder by way of gift or a loan. For those of us who are lucky to receive financial assistance from our parents, the loan or gift must be documented correctly, and each party should receive independent legal advice. What’s the difference between a Gift and a Loan? A gift – is when one party gives something to another and does not require it back. The gifting party has no legal right whatsoever to recover the gift or ask for the gift back. A loan (which is usual ..read more