If you're overwhelmed with debt in Kansas City, Chapter 13 bankruptcy could be a lifeline. Unlike Chapter 7, which focuses on eliminating debt, Chapter 13 helps you reorganize and repay your debts over a court-approved repayment plan, typically 3 to 5 years. Here's why Chapter 13 might be the right choice for you: Streamlined Payments: With Chapter 13, you can roll all your debts into one monthly payment. This simplifies things by replacing multiple payments to different creditors with a single payment. Debt Relief: Chapter 13 can help you significantly reduce your debt. In some situations, th ..read more

Here at Castle Law Office, we've seen firsthand the devastation caused by distracted driving. April is National Distracted Driving Awareness Month, a time to recommit ourselves to safe driving habits. Every year, countless lives are tragically lost due to distracted driving. In 2022 alone, over 3,300 people were killed in crashes involving distracted drivers, according to the National Highway Traffic Safety Administration (NHTSA). Distracted driving can take many forms, from texting and talking on the phone to eating, adjusting the stereo, or even talking to passengers. Here are some tips to a ..read more

Insurance companies serve as a financial safety net for individuals and businesses facing liability claims. There are typically two main types of insurance involved: Liability Insurance: This type of insurance provides coverage for individuals or entities against claims alleging negligence or wrongdoing. For example, automobile liability insurance covers damages resulting from car accidents, while general liability insurance protects businesses from claims of bodily injury or property damage. No Fault, i.e., Personal Injury Protection (PIP) or Medical Payments Coverage (MPC): PIP coverage, com ..read more

Accidents happen. In a blink, your life can shift dramatically due to someone else's negligence. Medical bills pile up, work becomes impossible, and daily tasks feel like insurmountable hurdles. If you're facing this difficult reality, know you're not alone. Personal injury law exists to help you weather this storm and reclaim your life. Understanding Your Rights After an Injury: Personal injury law encompasses a wide range of situations where someone is harmed due to another party's carelessness. Car accidents, slip and falls, and medical malpractice, . are just a few examples. If you've been ..read more

Tax season is here, and for many struggling financially, it's a bittersweet time. While a refund might offer a temporary sigh of relief, it often doesn't solve the underlying debt problem. If you're considering bankruptcy, here's why putting your tax refund towards a fresh start might be the smartest move: Pay for Peace of Mind: Filing for bankruptcy can feel daunting, but waiting only prolongs the stress. Using your refund to cover the initial costs means a faster start to your case and ending harassing calls and wage garnishments sooner. That's financial freedom you can feel good about. Prot ..read more

Financial hardships can take a toll on anyone. For many Missourians facing mounting debt, bankruptcy can seem like a lifeline. Our Castle Law team breaks down the key differences and resources available to help you make informed decisions about your financial future. Chapter 7: A Fresh Start Through Liquidation Think of Chapter 7 as a financial reset button. A court-appointed trustee will liquidate non-exempt assets (those exceeding Missouri's generous exemptions) to pay off your debts. In exchange, most eligible debts, like credit cards and medical bills, are discharged, providing a clean sla ..read more

The personal injury attorneys at Castle Law shared some of the most common myths when it comes to your personal injury claim. Myth #1: Only important claims get filed. Fact: Majority of personal injury claims come from genuine pain and suffering caused by accidents, medical malpractice, or defective products. People seek compensation to cover medical bills, lost wages, and the emotional toll of their injuries. The important part is to hold negligent parties accountable. Myth #2: You need a lawyer for everything. Fact: While consulting a lawyer is wise, not every case needs an attorney. If your ..read more

If you've been injured in an accident in Missouri, you may be feeling overwhelmed and unsure of what to do next. The most important thing is to take care of yourself and seek medical attention if necessary. Once you've been stabilized, there are a few other things you should do to protect your legal rights. 1. Gather evidence. The more evidence you have, the easier it will be to prove your case. This includes things like: · Police reports · Medical records · Witness statements · Photographs of the accident scene · Any damaged property 2. Contact a personal injury attorney. A personal injury at ..read more

The team at Castle Law Office wants to wish you and your loved ones a very Merry Christmas and Happy Holidays! As the holiday season kicks into full gear, we take a moment to reflect on the blessings of the past year and look forward to the possibilities of the new one. We're incredibly grateful for the opportunity to serve the Missouri community. We've had the privilege of helping countless individuals and families navigate challenging legal situations, and we're proud to be a trusted resource for those in need in Kansas and Missouri. This holiday season, we encourage you to focus on what tru ..read more

Is it possible for a bankruptcy petition to be rejected, and if so, what are the potential reasons for denial? Our bankruptcy attorneys get this question a lot. We'll help you better understand the factors the courts may consider. Chapter 7 discharges may face denial based on various grounds specified in section 727(a) of the Bankruptcy Code. These include instances such as failure to furnish requested tax documents, neglecting to complete a mandatory personal financial management course, attempting to conceal or transfer assets with the intent to hinder, delay, or defraud creditors, destructi ..read more