Mastering Homebuying: Tips for Saving Money and Boosting Your Credit Score
Don Peterson & Associates Blog
by donpetersonnebraska
1M ago
Saving for a down payment and improving your credit score are two of the most important steps you can take to prepare for buying a home. A larger down payment can reduce your mortgage costs, while a higher credit score can help you qualify for better mortgage rates. In this blog post, we’ll discuss effective strategies for saving money and tips for improving your credit score to help you on your journey to homeownership. Strategies for Saving Money for a Down Payment Create a Budget and Savings Plan: Track Your Spending: Start by tracking your monthly income and expenses to identify areas wh ..read more
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Mastering Homebuying: Budgeting for a Home
Don Peterson & Associates Blog
by donpetersonnebraska
1M ago
Buying a home is an exciting milestone, but it requires careful financial preparation and budgeting to ensure you can afford the home of your dreams without compromising your financial stability. In this blog post, we’ll explore the essential aspects of budgeting for a home purchase, including total costs such as the down payment, closing costs, and ongoing expenses. Budgeting for a Home Purchase Proper budgeting is the cornerstone of a successful homebuying experience. By understanding all the costs involved and planning accordingly, you can make informed decisions and avoid financial strain ..read more
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Mastering Homebuying: The Benefits of Homeownership; Renting vs. Buying
Don Peterson & Associates Blog
by donpetersonnebraska
1M ago
Deciding whether to rent or buy a home is a major financial and lifestyle choice. Both options have their advantages and disadvantages, and the right choice depends on your personal circumstances, financial situation, and long-term goals. In this blog post, we’ll explore the benefits of homeownership and the pros and cons of renting versus buying to help you make an informed decision. The Benefits of Homeownership Building Equity: Every mortgage payment you make contributes to building equity in your home, unlike rent payments that go to your landlord. Over time, as you pay down your mortgage ..read more
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Mastering Homebuying: Understanding Mortgages
Don Peterson & Associates Blog
by donpetersonnebraska
1M ago
Buying a home is one of the most significant financial decisions you’ll make in your lifetime, and understanding mortgages is a critical part of the process. In this guide, we’ll cover the types of mortgages available, the pre-approval process, and how interest rates and points affect your payments. Let’s dive in! Types of Mortgages When it comes to mortgages, there are several types to consider. Each has its own benefits and drawbacks, depending on your financial situation and homeownership goals. 1. Fixed-Rate Mortgages: Definition: A mortgage with a fixed interest rate for the entire term ..read more
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How VA Loans Can Help You Buy a Home
Don Peterson & Associates Blog
by donpetersonnebraska
1M ago
For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you know has served in the military, it’s important to learn about this program and its benefits. Here are some key things to know about VA loans before buying a home. Top Benefits of VA Home Loans VA home loans make it easier for veterans to buy a home, and they’re a great perk for those who qualify. According to the Department of Veteran Affairs, some benefits include: Options for No Down Payment: Qualified borrowers can often purcha ..read more
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80 Acres – Morse Bluff, NE
Don Peterson & Associates Blog
by donpetersonnebraska
3M ago
Very unique property! Approximately 75 acres of heavy timber on ver steep hill running south of the north boundary. Level land adjacent to road provides great building sites. Lots of large trees! Address: Linwood Road – Morse Bluff, NE Total Acres: 80 Acres +/- (Survey to determine actual) Est. Crop Acres: 4.7 Acres Grass & Timber Acres: 75 Acres +/- Location: 3 miles west of Morse Bluff, NE Price: $10,000/acre Terms: Cash at Closing Legal Description: Pt of the N 1/2 S 1/2 and Pt S 1/2 N 1/2 Sec 23-17-5 Saunders Co. Topography: Level along Linwood Rd. – very steep on 75 Acres Soil Types ..read more
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The Best Week To List Your House Is Almost Here
Don Peterson & Associates Blog
by donpetersonnebraska
3M ago
Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner. A recent Realtor.com study looked at housing market trends over the past several years (with the exception of 2020, since it was an unusual year), and found the best week to put your house on the market this year is April 14-20: “Every year, one week stands out from the rest as that perfect stretch of time when it’s great to be a home seller. This year, the week of April 14–20 is the best ..read more
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Bancroft Real Estate Auction
Don Peterson & Associates Blog
by donpetersonnebraska
5M ago
Bancroft, Nebraska property being sold AS IS in Two Tracts 203 Park Road – Bancroft, NE Saturday, March 16, 2024 10 AM Property Open for Viewing 11 AM Sale Begins Open House Saturday, March 2, 2024 10:00 AM – 12:00 Noon Tract 1: 1056 Square Foot, 3 Bedroom, 1 Bath Home Legal Description: Lot 8, Blk 14, Bancroft Village Parcel #: 0028000.00 Year Built: 1968 Square Feet: 1056 Square Feet Lot Size: 50 x 140 Real Estate Taxes: $627.94 Tract 2: 150 x 140 Lot Zoned Commercial w/3168 Square Foot Outbuilding Legal Description: Lots 5-7, Block 14, Bancroft Village Parcel #: 0027990.00 Zoned: Commerci ..read more
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Why Pre-Approval Is Even More Important This Year
Don Peterson & Associates Blog
by donpetersonnebraska
5M ago
On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to loan you. According to Investopedia, this includes things like your W-2, tax returns, credit score, bank statements, and more. From there, they’ll give you a pre-approval letter to help you understand how much money you can borrow ..read more
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The Top Benefits of Buying a Multi-Generational Home
Don Peterson & Associates Blog
by donpetersonnebraska
5M ago
Has the idea of sharing a home with loved ones like your grandparents, parents, or other relatives crossed your mind? If so, you’re not alone. More buyers are choosing to go this route and buy a multi-generational home. Here’s a look at some of the top reasons why, to see if a home like this may be right for you too. Why Buyers Are Opting for Multi-Generational Living According to the National Association of Realtors (NAR), two of the top reasons buyers are opting for multi-generational homes today have to do with affordability (see graph below): First-time buyers ar ..read more
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