Suffering an injury from a work accident is ill-fated and damaging. As you deal with your suffering, you might also worry about your costly medical bills. In Minnesota, the workers’ compensation law requires employers to pay for the medical supplies and treatments of injured employees. The costs should be “reasonable and necessary” to relieve or heal the effects of work injuries. Various medical benefits An employee should let their employer know about the injury right away. This will enable the employer to submit the first report of injury form. Then, the employer or their insurer may request ..read more

The summer months are often ideal for many different kinds of jobs that have to be done outside, especially in Minnesota, where winters are frigid and snowy. However, because of the outdoor conditions during the summer, it’s critical that employers take steps to mitigate potential hazards for workers. Summer temperatures typically range from 70 to 90 degrees Fahrenheit in Minnesota, although they can climb much higher. This isn’t as hot – on average – as some areas of the country, but safety must still be a priority. Heat can magnify in certain conditions, such as on blacktops and in direct su ..read more

Construction sites are inherently dangerous for workers and anyone nearby. People often think only about risks like heavy machines or falling objects. But electrical accidents are also a big risk. For example, a worker could get a shock if their ladder touches power lines. Electrical accidents like this can lead to serious injuries and long-term health complications. Threatening injuries to construction workers When it comes to electrical injuries, the risks are high. Here are some of the typical injuries resulting from electrical accidents: Burns: These are common and can occur when elec ..read more

As far as insurance systems are concerned, workers’ compensation can be comprehensive. If you suffer a work-related injury, your employer’s workers’ compensation policy will provide you with a host of benefits. While workers’ compensation is mostly known for covering a worker’s medical expenses, it can also cover the wages they’ve lost due to a disability. However, your employer or their insurer won’t immediately pay out your disability benefits. If you’re a worker in Ohio, how long must you wait until you receive the benefits? The three calendar-day threshold By Ohio law, an employer can’t pa ..read more

In Minnesota, employers are generally required by law to carry workers’ compensation insurance to cover employees in case of work-related injuries. But what happens if you’re injured and your employer does not have this coverage? This blog provides a straightforward guide to understanding your rights and the steps you should take in this stressful situation. Understanding your rights State law mandates that all employers must have workers’ compensation insurance or be self-insured. However, if your employer is non-compliant, you still have rights to pursue compensation for your injuries. Immed ..read more

Workers’ compensation is a system designed to give employees who suffer work-related injuries or illnesses the benefits they need to recover. It can even replace the wages they lost while recovering. In Minnesota, this system operates on a no-fault basis, meaning you do not have to prove your employer was liable for your injuries to get the benefits. However, that does not guarantee a claim approval. The insurer may still deny your claim, but they need a legitimate reason for the denial. Reasons an insurer may deny your claim Remember, insurance companies will attempt to pay you as little as p ..read more

Working in a restaurant kitchen involves much more than preparing delicious meals. It is a high-pressure environment that requires speed, precision and constant attention to detail. While this can be exciting, it also presents numerous risks that sometimes lead to harm. Recognition of these dire possibilities can aid kitchen staff and management in fostering safer working environments. Slippery floors In bustling kitchens, spills happen all the time. Water, oil and food make floors slippery, increasing the chance of falls. These accidents may result in serious injuries, including torn ligament ..read more

The weather in Minneapolis can play a significant role in the safety of workers on construction sites. For example, harsh weather conditions increase the likelihood of injuries and accidents. Understanding the risks of bad weather is important in the context of workers’ compensation. 1. Slippery surfaces and falls One of the primary concerns is the increased risk of slippery surfaces. Rain, snow or ice can create hazardous conditions on construction sites, making surfaces treacherous. Construction workers often need to navigate elevated platforms and uneven terrain, and slippery surfaces heigh ..read more

Farming and agriculture have deep roots in the nation’s history and economy. However, beneath the idyllic imagery of fields and barns lies a stark reality – farming is the most dangerous industry in the United States. The inherent risks associated with agricultural work contribute to a higher rate of injuries and fatalities compared to other sectors. Understanding these risks is necessary for promoting safety in the farming community. Farm injury risks Farming involves the use of heavy machinery, such as tractors, combines and plows. Accidents involving these machines can result in severe inju ..read more

Minnesota requires employers to have workers’ compensation insurance to protect themselves and their employees. It offers financial benefits to aid workers who become injured or ill in the course of performing work duties. After an incident resulting in an injury, a worker generally needs medical care, sometimes including extensive treatment over a long period. Naturally, workers want a healthcare professional they trust to look after them. This is understandable, and, usually, workers can pick the one they want. However, there are exceptions. When can workers not choose their doctors? If an e ..read more