Selling your home in the winter might not have been your first choice. But whether you need to move for a new job, you’re downsizing, or you’ve run into an unexpected circumstance that requires you to get your house on the market now, know that you can still sell your home in the winter. It might take a little more effort, but it’s definitely still doable.  If you plan on selling a house in the winter, here are our tips to help you sell quickly and get the best possible offers.  Selling a House in the Winter Just Got Easier With These 8 Tips Preparing to sell your home during the win ..read more

Foreclosure is always a frightening prospect, but it’s especially stressful during the holiday season. Unfortunately, it’s common for many families to miss mortgage payments around this time of year because there are so many financial stresses, from buying gifts and hosting family functions to dealing with increased utility bills because of the harsh weather.  If you’re concerned about making mortgage payments around the holidays or have already received a notice from your lender, here are a few options to avoid foreclosure. 5 Ways to Avoid Foreclosure During the Holidays If you find you ..read more

Navigating the ins and outs of taxes can be a challenge, with various terms and concepts that often seem more like cryptic codes than understandable information. Among these terms, “tax liens” and “tax levies” stand out as complex yet crucial aspects of the taxation system.  If you’ve ever been puzzled by what these terms mean and how they can impact your financial life, you’re certainly not alone. In this blog, we’ll explain tax liens and tax levies and shed light on their potential implications for you as a homeowner.  Understanding Tax Liens and Tax Levies Whether you’re a seasone ..read more

Owning a property is a significant achievement, but with it comes the responsibility of paying property taxes. Property taxes contribute to funding local services and infrastructure, but they can also put a strain on your finances. The good news is that understanding how to navigate the property tax system can help you lower your property taxes and keep more money in your pocket. How to Lower Property Taxes: 10 Proven Methods for Homeowners Are the bills piling up? Are you searching for the best ways to lower property taxes? We’re here to help.  1. Review Your Assessment The first step to ..read more

When it comes to managing finances, it’s easy to focus on paying bills on time, reducing debt, and maintaining a good credit score. However, one aspect that is often overlooked is the impact of unpaid taxes on creditworthiness.  The relationship between taxes and credit scores can be confusing, and you may ask yourself, “Do unpaid taxes affect credit scores?”  The short answer is yes, but not directly. However, just because the effects are indirect doesn’t mean they can’t lead to severe consequences. Read on to learn more about the complex dynamics between unpaid taxes and credit sco ..read more

One of the commonly overlooked expenses of owning a home is property tax. Whether you’re unsure of when property taxes are due in your area or forgot to pay them, falling delinquent on property taxes could lead to additional expenses or even losing your home. Despite the seriousness of the consequences, if you act quickly, you’ll have more options to pay back taxes, redeem your property, and save your home.  What Is Tax Delinquency? Tax delinquency is the failure to pay taxes by their due date. Often, tax delinquency can occur when income or property taxes go unpaid, and they can accrue i ..read more

When you’re in the market for a new home, a traditional purchase may not always be the best option. Foreclosed home sales often present unique opportunities for home buyers and flippers, but they may also have some risks. If you’re considering a non-traditional purchase, we can help you familiarize yourself with the pros and cons of buying a foreclosed home so you can make the best decision for your future.  When Are Foreclosed Homes Sold? Foreclosed homes are often sold in the following stages: pre-foreclosure, auction, or post-foreclosure. Each stage alters the buying process and comes ..read more

Have you experienced foreclosure? Whether recently or far in your past, you may wonder how long a foreclosure stays on your credit report. While a foreclosure does remain on your credit report for some time, that doesn’t mean it will never go away. The harm caused by foreclosure will diminish over time, and we’re here to help you navigate this challenging process. What Is Foreclosure? Foreclosure is the legal process that allows a lender to repossess a home to cover debts the homeowner owes. This process occurs when a mortgage is 120 days delinquent or when the borrower has missed four month ..read more

Can You Skip One Mortgage Payment? Here’s What You Need To Know Getting behind on your monthly mortgage payments can result in severe consequences. But we get it – times are tough, and sometimes unprecedented setbacks can occur. If you’re wondering, “Can I skip one mortgage payment?” – this blog will be a helpful resource. Can You Skip One Mortgage Payment? If you’re a homeowner, it’s essential to know how the system works. We’ll let you know if you can skip one mortgage payment or not.  The Consequences of Missing One Mortgage Payment In most cases, skipping one mortgage payment isn’t e ..read more

So, you’re thinking of selling your house, and you want to be sure you choose the best time to list the home. Though it certainly depends on where you live, the best time to sell a home is typically later in the spring or the summer months. The reasoning is quite simple —  warmer months bring out homebuyers who are looking to be able to settle into a new place while their children are on summer break. Also, the longer days and higher temperatures make it easier to do outdoor fixups and projects on a newly acquired home. Why Spring and Summer are the Best Times to Sell A Home Selling in t ..read more