There are so many ways but i give you a real talk explanation of how to try and work sticking to your budget into day to day life and see if these simple yet effective tips can help you Episode Key Notes Calculate Your Net Income Track Your Spending Set Realistic Goals Make a plan Adjust your spending to stay on budget Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The W ..read more

What are the best wasy to bu online I talk about the ways you can pay and Episode Key Notes Popular online payment methods in the UK Setting up online banking Making secure online payments Online shopping platforms Understanding payment fees Alternative payment methods Online security tips Legal protections Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yo ..read more

In this episode I talk about the basics of how mortgages work Episode Key Notes What a mortgage is Types of mortgages The mortgage process Costs involved Repayment options Mortgage term Legal process Financial protection Closing thoughts Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clairty ..read more

Unlock financial empowerment by learning how to check and build your credit history. Episode Key Notes Understanding credit reports Check your credit report Register on the electoral roll Open a bank account Apply for a credit builder card Use credit responsibly Avoid multiple applications Consider credit- builder loans Length of credit history matters Patience Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the to ..read more

What are some great ways to make sure you get to your goal and save towards a big buy S14ep7 Episode Key Notes Define your goal Create a budget Open a savings account Automatic transfers Emergency funds Research and compare prices Cut unnecessary expenses Side hustle or additional income Stay motivated Review and adjust Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The W ..read more

I talk about how credit cards can be a good thing and how to use them to your advantage Episode Key Notes What a credit card is Key components of a credit card How credit cards work Interest and fees Credit score impact Benefits of a credit card Responsible credit card use How to choose a credit card Credit building tips Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The ..read more

I talk about Best Way to Borrow Money S14ep5 Episode Key Notes Understanding your financial situation Borrowing options Interest rates and APR Credit scores and credit reports Only spend what you can save Comparing lenders Fees and charges Government assistance Seeking professional advice Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is p ..read more

Navigating the process of obtaining a Certificate of Residence from HMRC has become tricky. Specifically, UK residents managing foreign income or gains often require this certificate to validate their tax residency in the UK. This requirement extends to a diverse range of entities, including individuals, companies, partnerships, trusts, and various other structures. In the following sections, we outline the step-by-step procedures we found online for different entities, starting with individuals who are advised to complete an online form under the designated section, unless an alternative form ..read more

I cover How Saving Accounts Work S14ep4 Episode Key Notes What a savings account is Types of savings accounts How interest works Opening a savings account Managing your savings account Access to funds Tax implications Risks and considerations Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast is proudly supported by TrustedCreators.org. Clairt ..read more

I talk about wht getting an account is essential Welcome to Season 14 Episode 3 Episode Key Notes: Why you should get a bank account Understanding Types of Bank Accounts Documentation required Application process Understanding fees and charges Building credit history Online and mobile banking Resources: Access additional materials such as show notes, guides, and help sheets by clicking on "Show Resources" at www.ZulfTalks.com to receive downloads directly to your inbox. Rest assured, I will only send emails related to the topics discussed in this podcast/show. The Working for Yourself Podcast ..read more