The process of moving into a new house, even when you've done it a couple of times already, will always be stressful and difficult. It’s much more than relocating to a new place, especially when you have to leave a home you’ve lived in for years. It’s where you’ve made thousands of memories with your loved ones and shared countless meals and meaningful conversations with friends. Maybe this was your first home with your spouse or the house where you had your firstborn. If you’re moving to a different neighborhood or state, it might be even more difficult to part ways with the people you love a ..read more

When it comes to purchasing a home, it's easy to get caught up in the excitement of finding your dream property. However, it's important to consider the potential drawbacks of maxing out your budget for this significant investment. By buying a home that is within your means, you can maintain financial stability and preserve the ability to pursue other important financial goals.    In this blog, we will explore several compelling reasons why stretching your budget to its limit when buying a home may not be the wisest choice. After all, homeownership isn't cheap, and the expenses that ..read more

You may not think much about it, but plumbing is an integral part of your home's systems. Plumbing issues such as dripping faucets, leaky pipes, running toilets, or frustratingly low water pressure do happen. Some of these may occur due to regular wear and tear. Unfortunately, some are downright results of poor plumbing practices and maintenance, which could lead to more serious issues including drainage problems and water damage, to name a few.  Here are five mistakes and poor habits that many homeowners make, and some tips on how to avoid them:   Some items should never go down t ..read more

When you put up your home for sale, keep in mind that last-minute notices to show it to prospective buyers are always a possibility. But we trust that you've done all the huge and critical tasks even before listing, including deep cleaning, depersonalizing, and making little but necessary repairs.  Now, all you need is a simple checklist just in case you get a call from your agent that a buyer wants to see your house in an hour… or less. Here are a couple of tasks you can do to further make a good impression and lessen the stress of every single home showing.   Bottom line ..read more

For homeowners who fall behind on their mortgage payments, mainly due to a sudden financial crisis, such as unemployment and other income loss, unexpected debts, interest rate hikes, or economic downturn, among others — the two main options available are either a short sale or foreclosure.  In both cases, the owner is forced to part with their hard-won investment, turning their homeownership dream into a nightmare.  Let's take a closer look at what these things are, their differences, and which is the better option for any homeowner depending on their situation and timeline.   ..read more

The euphoria that comes with purchasing and moving into your first home is unlike no other. You will soon be able to personalize your bedroom, cook in your dream kitchen, or create your version of a backyard oasis. But oftentimes, the excitement can get the better of you.  And while you have every reason to be ecstatic as a new homeowner, a whole lot can also go wrong if you don't take the time to think things through. From failing to improve your home’s security, to unwanted paint colors and mismatched furniture pieces and designs, watch out for these five mistakes that first-time homeo ..read more

As the weather starts to warm up and the flowers begin to bloom, you might be itching to maximize your outdoor living space. Your backyard is an extension of your home and with the right additions, it can become a functional and relaxing oasis where you and your family can relax and enjoy the beautiful weather.  From practical but stylish options such as shade and outdoor lighting to fun and cozy additions like a grilling station and an outdoor bar cart, we're here to provide you with plenty of inspiration to help you create the backyard of your dreams.   1. Exterior lighting Outdo ..read more

When it comes to applying for a mortgage, remember that there's no such thing as a little “white lie.” Saying fibs that you think are harmless, as well as exaggerating, playing down, or failing to disclose certain information, can all jeopardize your chances of getting approved for a loan. Unfortunately, though, about 1 in 131 applications contained some form of fraud, according to the 2022 Mortgage Fraud Report from CoreLogic. Industry experts and risk managers are particularly on the lookout for an increase in income fraud risk. Here we've touched on some of the things borrowers might think ..read more

Hiring a qualified and trustworthy contractor is one of the most crucial elements of a successful home remodeling project. But finding one isn't easy. Sure, you can ask for recommendations from friends and neighbors, even check online for reviews, but once you’ve put together a list of companies, where do you go from there?  Your home is your haven and one of your biggest investments, so you want to ensure the quality and timeliness of the work. To make a sound decision on which company is the best fit for your project, here are some key questions you can use as a guide during the interv ..read more

With the new year comes new milestones to reach. And if this year you'd want to go beyond the usual promises to focus on your health and wellness, read more, and finally achieve a grand dream like buying your first house, remember that preparation is key.  Here are six practical resolutions for you to consider so you can have a better chance of achieving your homeownership goals and finally have a place you can call your own.   There's no time like the present to start practicing good saving habits, especially if you plan to get a home loan this year. Start by getting a clear view ..read more