Stuart and Simon discuss the reality of running property businesses. Simon shares his experience of putting his property on the market and the response he's received from potential tenants. They discuss the affordability of rent, talk about the shortage of rental properties, and the drop in new rental property listings. Join our email newsletter for extra, exclusive resources. The chat this week includes: Simon's latest property on the rental market. It's even almost ready! Professional photos - perhaps with virtual tour. Matterport. OpenRent. 30+ applicants in 48 hours. Spending 80% of incom ..read more

Stuart and Simon are reviewing the good, bad and entertaining feedback that Stuart recently received when renewing the HMO licence on one of his existing properties. Join our email newsletter for extra, exclusive resources. The discussion this week includes: The crimes of Henry Hoover. The case of the shrinking bedroom. Growing requirements. Storing up mould. Moving walls. Shower heating. Find us on Twitter, YouTube or LinkedIn: Stuart, Simon. Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms. Join our email newsletter for extra, exclusive resources ..read more

Stuart and Simon are talking about some of the realities of rent-to-rent, as Stuart is bringing new leased properties into his portfolio. Join our email newsletter for extra, exclusive resources. The discussion this week includes: Growing without buying. Energy costs up by another 20%. Being less capital intensive. Why are landlords choosing to exit from (managing) their properties? Stuart's current experience of onboarding rent-to-rent properties. Find us on Twitter, YouTube or LinkedIn: Stuart, Simon. Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platfor ..read more

Simon and Stuart are asking the question "Why would anyone buy property this year?" based on the recent market forecast from Lloyds Bank and the latest PaTMa market data. Join our email newsletter for extra, exclusive resources. The chat this week includes: https://twitter.com/HousePriceMania/status/1628822096045305856 https://www.estateagenttoday.co.uk/breaking-news/2023/2/major-lender-warns-of-25-house-price-drop-in-downside-scenario Why would anyone buy property this year? "We could all be Chicken Little's" Reviewing the latest property market data from PaTMa. Investing for the long term ..read more

Stuart and Simon are talking about things to consider before making the jump to HMO investing (especially if coming from a BTL background). Join our email newsletter for extra, exclusive resources. The discussion this week includes: Thinking about HMOs instead of BTLs. HMOs are more noisy. Locations for HMOs. Buy existing or convert. To en-suite or not. Licensing (and maybe planning). Extra HMO compliance. HMO running costs. Cleaner spies! Find us on Twitter, YouTube or LinkedIn: Stuart, Simon. Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms. Join ..read more

We're joined by our mortgage expert to discuss the gradually stabilising mortgage market. Including our popular quick-fire round with the latest available mortgage interest rates. (This podcast is not advice, available rates vary by situation, always seek professional advice.) Join our email newsletter for extra, exclusive resources. The chat this week includes: Special guest - Mortgage broker Simon Glastonbury. Have mortgage rates peaked? What should you be doing about a pending rate expiry? Are trackers still an attractive option? How has stress testing changed and what does it mean for loa ..read more

Simon and Stuart are extending their conversation from last week around the financial effects on buy-to-let owners of changing mortgage interest rates - this time taking a look from a limited company point of view. Join our email newsletter for extra, exclusive resources. The discussion this week includes: Bank of England base rate goes up. Good news on mortgage interest rates. Our effects of Section 24 and mortgage rates episode from last week. Imagining our re-mortgage scenarios from last week, in a limited company. Comparing personal name property tax to limited company tax. ...including d ..read more

Stuart and Simon are using the very real situation one of their BTL properties is in - to illustrate the dangers of rising mortgage interest rates combining with Section 24 tax. Join our email newsletter for extra, exclusive resources. The chat this week includes: The very real impact of higher mortgage rates and Section 24 combining... Simon's figures: https://docs.google.com/spreadsheets/d/1-Hd6Ooom9jfIVUEtacsgxSQ9PSDwT5fGOBAaQXcYBME/edit?usp=sharing Over 50% tax rate 101% tax rate! Stuart's "interesting" commercial property financing. Driving landlords out of the (BTL) market. Will thin ..read more

Simon thinks it might be "fun" to make some property predictions for 2023 - listen in and get in touch to let us know if you agree! Join our email newsletter for extra, exclusive resources. The discussion this week includes: Do not base your financial future on our "for fun" predictions! No prediction spoilers - you'll have to listen for our thoughts on: Bank of England base rate. Mortgage rates. Property prices. Find us on Twitter, YouTube or LinkedIn: Stuart, Simon. Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms. Join our email newsletter for ..read more

This week is all about how the property market is starting 2023, Simon and Stuart talk about prices, time to sell, mortgages and more. Join our email newsletter for extra, exclusive resources. The chat this week includes: Highest boxing day listings! How house prices have started the new year. 80 days to sell. A buyers/investors market. ...or is it - mortgages! Considering areas. Property sourcers/sourcing. BMV in a falling market. Find us on Twitter, YouTube or LinkedIn: Stuart, Simon. Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms. Join our emai ..read more