Hearing loss compensation amounts vary from one case to another. The compensation amount you might receive depends on the circumstances that led to your hearing loss, its severity, and its impact on your everyday life. The amount of compensation you can receive for hearing loss and tinnitus (ringing in ears) claims differs depending on the extent of loss and severity. Other factors also play a significant role. How Can My Job Impact My Hearing? Both short and long-term exposure to dangerous noise levels at the workplace might contribute to hearing loss. Noise-induced hearing loss (NIHL) is a c ..read more

You might have to sue an insurance company after car accident if the other driver’s insurance company fails to provide an acceptable settlement. You will generally bring the lawsuit against the other driver, not the insurance company. Since the other driver’s insurance company will be the one to pay any compensation, the insurer will have a team of lawyers on its side to defend against the lawsuit.  Insurance companies sometimes use bad faith tactics to deny or undervalue car accident claims. If the insurer acts in bad faith, you can sue that insurance company after a car accident directl ..read more

Injured workers can accumulate a lot of unpaid bills if they are unable to work and are seeking treatment for their injuries. They may need to know how to get help to pay bills while waiting for workers’ compensation payments. While waiting for a workers’ comp settlement, injury victims can seek treatment immediately, which helps begin recovery while also generating medical records that may help maximize workers’ comp benefits. Seeking immediate medical treatment is important to ensure the injured worker gets the care he or she needs and to ensure proper documentation of their injuries. When t ..read more

The usual workers’ comp settlement for a lower back injury varies greatly depending on the severity of the injury, the medical treatments necessary to treat the condition, and whether the worker suffers permanent disability. Understanding how the workers’ compensation process works and the kind of settlement injured workers may be able to recover can help you estimate the value of your work injury claim. What Is the Usual Work Comp Settlement for a Lower Back Injury? Research from a Martindale-Nolo study found that the average workers’ comp settlement for a back injury is around $20,000 to $25 ..read more

What does subrogation mean in workers’ compensation? In Iowa, subrogation means that the workers’ compensation insurance company has the right to recover compensation from a settlement or jury award that arose from a third-party injury claim, gross negligence claim or lawsuit. The insurer can recoup the amount it paid the injured employee who filed the workers’ compensation claim.  Although workers’ compensation is generally the exclusive remedy in most workers’ comp cases in Iowa, that isn’t always the case. If a third party outside the workplace contributed to the injury of an employee ..read more

If you have been injured in an Iowa work accident, workers’ comp settlement body part prices are something to think about. For example, the severity of your injury and the body parts involved can affect the amount of workers’ compensation you get. You may be entitled to paid medical expenses and other benefits such as travel reimbursement and vocational rehabilitation. What Happens When a Worker Loses a Body Part in a Work Accident? Losing a body part constitutes an emergency. Workers should not get pushback about how they sought treatment immediately after losing a body part in a wo ..read more

Workers’ compensation settlements may cause a reduction in social security disability insurance (SSDI) benefits. However, this will only take place when a person’s workers’ compensation settlement and SSDI payments combine to form a total that’s higher than 80% of the person’s average current earnings (ACE) prior to collecting disability. In some states (not in Iowa), a person may receive reduced workers’ compensation payments as opposed to reduced SSDI benefits. To understand more about how workers’ compensation affects SSDI payments and vice versa, it’s important to know how each works. How ..read more

During a workers’ comp claim, it’s important for claimants to avoid behaviors that may compromise their case when under investigation by insurance companies’ investigators. Making certain mistakes could prevent individuals from recovering full compensation for work injuries, which is why claimants should know how to avoid them. The following are some of the specific mistakes to avoid while on workers’ comp. Neglecting to Report the Work Injury to Employers As soon as individuals sustain work-related injuries, they must report them to their employers as soon as possible. In Iowa, you are requir ..read more

The length of a workers’ comp investigation in Iowa will depend on factors influencing each claim, potentially requiring a long period of time before completion of the claims process. Iowa, like many other states, requires employers to carry workers’ compensation insurance to protect employees in the event of work-related injuries. While private insurance providers issue this insurance, Iowa state law governs the administration and provision of workers’ comp insurance. The Iowa Division of Workers’ Compensation also administers it. Despite having this system in place to help increase the ..read more

While some states restrict the amount of time individuals can receive workers’ comp benefits and be out of work, Iowa doesn’t have a specific time limit. Workers can continue to receive benefits as long as they receive regular treatment to improve their condition and have yet to reach maximum medical improvement (MMI) status. How Workers’ Comp Claims Work in Iowa If employees get work-related injuries or illnesses, they have 90 days to notify their employers of the injury or illness. The employer or his or her insurance company would then need to file a “First Report of Injury or Ill ..read more