The real estate market is a place where most people will make their largest investment ever. It is a place where fortunes can be, and often are, made.  It is not a place, however, for you to “wing it”. While the myriad TV shows about real estate make the process look so simple – it’s not really that simple… they make it seem like all you need to do is slap a for sale by owner sign in the yard, have one open house with fresh flowers and fresh baked cookies and bam! SOLD! in one day.  Well I can tell you that in our local market (Owensboro, Daviess County and surrounding counties)  ..read more

Tony Clark Realtors has been a supporter and advocate of fair housing throughout our history.  Housing is a basic human need. Having a home instills a sense of safety and security. Our mission is to provide housing opportunities, and we remain committed to all federal, state, and local fair housing laws.  We are committed to equal housing opportunities and providing housing to all persons regardless of race, color, religion, sex, disability, national origin or any other protected category under federal, state or local law (including, where applicable, age, marital status, sexual orie ..read more

Buy your home with Us. Let us guide you through the process of buying a home.   Buying a home? If you’re looking to buy a home, look no further. Tony Clark Realtors ® are recognized as being the best in Kentucky. Our goal is to be your guide, helping you find just the right home, making the move as smooth as possible, in a quick and timely manner. We save our clients time and money.   We do this by: Creating a customized process for you based on your specific needs and timing. Sharing our insights about the local market and its current trends. Providing you with detailed information ..read more

Take a Tour with Us.  Explore Exceptional Properties of Owensboro Kentucky  |  Real Estate Video by Tony Clark Realtors llc                                             https://youtu.be/Y2TvkQGjvRs                     The post Take a Tour | Real Estate Video appeared first on Tony Clark Real Estate - Owensboro, Kentucky ..read more

10 Steps to Prepare for Homeownership  Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. Create a needs and wants list.  Develop a wish list of what you’d like your home to have. Then prioritize the features on your list. Select the community you’d like to live in. Consider items such as schools, recreation, parks, and your daily commute. Determine if you have enough saved to cover your downpayment and closing costs. Closing costs, including taxes, attorney’s fee, and transfer fees average between ..read more

                                          The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market. 50% of staged homes saw a 1-10% increase in dollar-value offers from buyers. 77% of buyer’s agents said staging made it easier for buyers to visualize the home as their own. The top rooms to stage in order to attract more bu ..read more

10 Steps to Prepare for Homeownership  Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. Create a needs and wants list.  Develop a wish list of what you’d like your home to have. Then prioritize the features on your list. Select the community you’d like to live in. Consider items such as schools, recreation, parks, and your daily commute. Determine if you have enough saved to cover your downpayment and closing costs. Closing costs, including taxes, attorney’s fee, and transfer fees average between ..read more

How To Prepare for House-Hunting Know that there’s no “right” time to buy. If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.   Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of the people who will actually be living in the home.   Accept that ..read more

Flood zones are geographic areas that the Federal Emergency Management Agency (FEMA) has defined according to varying levels of flood risk.  You can view the latest Flood Maps for Owensboro and Daviess County by going to www.FEMA.gov or calling 1-877-FEMA MAP (1-877-336-2627)   Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property’s flood risk. Typically, there’s a 30-day waiting period from date of purchase before your polic ..read more

For Our Buyer Clients: When obtaining a home mortgage, there are certain “Do’s and Don’ts” which may affect the outcome of your loan request. These remain in effect before, during and after loan approval up until the time of settlement when your loan is funded and recorded. Many times credit, income, and assets are verified the hour before you have signed your final loan documents. Here is a list to guide you. MAKE SURE THAT YOU DO NOT do any of the things that may alter your credit and may risk you obtaining your loan. Also, these things may put you in default of your Sales Contract, may put ..read more