Reading Time: 6 minutesSave Money on Prescriptions How to save money on Prescriptions Discount cards can save you a lot of money on prescriptions.  They can be used in combination with your Medicare insurance card.  You will use these discounts for those cases where Medicare insurance does not cover the cost of medication.  You may find that many medications are not covered by insurance. AARP Prescription Card With the AARP Prescription Discount Card (provided by OptumRx), AARP members and their families can save, on average, 61% on FDA-approved generic, brand name, or specialty ..read more

Reading Time: 13 minutesRetirement Lifestyle Forums and Blogs Retirement Lifestyle Forums and Blogs for Retirement Planning can empower your dreams of retirement.  You may be a few years away from your retirement date or looking for a part-time job from retirement boredom, you can find some value in the content of these best retirement lifestyle forums and blogs. Each of these forums and blogs is full of real-world working people asking the tough questions, and people on the other end responding with their advice and lived experience. It can be a great way to get useful advice for your ow ..read more

Reading Time: 6 minutes15 Tips to a Happy Retirement Who doesn’t want a happy retirement? After all, they don’t call them your happy, wild, and free years for nothing! So, are you setting yourself up for true happiness as a retiree? Sure, you’re planning the money piece, and that’s important. The good news is that it’s not rocket science — there are actually skills you can develop that will help you down your road to a happy retirement. 15 Tips to a Happy Retirement Creating a comfortable retirement is probably the single biggest financial challenge anyone can face. Unfortunately, it’s a chall ..read more

Reading Time: 10 minutesTips For Seniors with Limited Mobility If limited mobility makes traveling an issue for you or a loved one, there are tours for seniors designed just for you. There are travel sites such as Wheelchair Travel Worldwide Resources that can help you research traveling in different parts of the world with a wheelchair. Even if you don’t use a wheelchair, these resources will make it clear what sites have more accommodations for people with disabilities. Also, if there are popular destinations near your assisted living community, your community staff may be able to arrange tr ..read more

Reading Time: 10 minutesAvoid These Retirement Mistakes To avoid the worst retirement mistakes, you have to be realistic about your future plans and think ahead. Unfortunately, it’s all too easy to make the wrong moves when preparing for retirement. According to the Federal Reserve, 37% of non-retired adults believe their retirement savings are on track. But none of the 44% who say their savings are not on track—or the remaining 19% who are unsure—likely set out to sabotage their retirement. Avoid these common mistakes. Quitting Your Job too early The average worker changes jobs about a dozen ..read more

Reading Time: 7 minutesGift Buying Guide for Seniors The best gifts for senior citizens are personalized, thoughtful, and useful. Many simple items, like cozy slippers or warm blankets, make great gifts that can be used daily. Other more elaborate gifts, like smart home devices, phones, and tablets, are great ways to help older adults stay connected and utilize new technology. We think finding great gifts for older adults doesn’t have to be complicated. In fact, in many cases, a thoughtful gift that simply shows your appreciation is more than enough to put a smile on their face. Here are our t ..read more

Reading Time: 8 minutesGeorgia Challenges Florida for Retirement Georgia is an increasingly attractive draw for retirees.  The State has lower home prices, low taxes, and a low cost of living. Kolter, Pulte, and other builders are constructing communities marketed to retirees Home prices are a big selling point. The median home price in the Atlanta metro area was just $279,300 during the first quarter of 2021, compared with $319,200 nationally and $325,000 in the Orlando metro area, according to the National Association of Realtors. Georgia’s low cost of living and light tax burden means ..read more

Reading Time: 12 minutesPick FAQ Page Page 1 Page 2 Page 3 Frequently Asked Questions – Federal Employees Retirement System Page 2 of 3 Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS. FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security, and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job ..read more

Reading Time: 11 minutesPick FAQ Page Page 1 Page 2 Page 3   Frequently Asked Questions – Federal Employees Retirement System Page 3 of 3 Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS. FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security, and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your ne ..read more

Reading Time: 23 minutesHow to Prepare for Retirement Though our working lives can seem long, retirement still sneaks up on a lot of us. In your early career, it seems like it’s a lifetime away. When you are within 10 years, it suddenly becomes much more real. What should you be doing financially when you’re that close to retirement? We put together three checklists—one year out, five years out, and 10 years out—to help you get organized and confirm you’re on track for your golden years. How to Prepare for RetirementWhat to Do When You’re One Year Out from Retirement Congratulations! After dec ..read more