Everyone wants to live comfortably when they retire. That is why EPF contribution is so important especially nowadays where inflation is increasing more and more as the years go by. Thankfully, we have a savings system where all workers from the government and private sectors will be obliged to deduct 9% of their monthly salary for EPF contribution. This is to ensure that at least everyone is saving for their future needs. The good thing is you won’t really notice it because the money will be automatically deducted from your basic monthly salary. Let’s explore together more on EPF and other pl ..read more

Congrats, grad! Adulting can be a wild ride, but building a strong financial foundation is key.   One crucial step? A good credit scores.   But where do you even start as a fresh grad? Apply credit card!   This guide unlocks the best credit cards in Malaysia specifically designed for YOU.   Get ready to build a rock-solid credit history and score some awesome perks along the way! You should know before applying! Why Fresh Graduates Should Consider a Credit Card? Credit Cards vs. Debit Cards Types of Credit Cards Steps to Secure Your First Credit Card An ..read more

The contents of this article were contributed by Jeevan Sahadevan, business growth expert and Founder & CEO of Leveragelab Sdn Bhd. Have you ever encountered a salesperson who weaves their magic and makes sales seem like a breeze? It might seem like sheer luck, but the real secret weapon lies in understanding the customers.  Once understanding customers’ motivations and buying behavior, selling becomes less of a push and more of a collaborative problem-solving journey.  Understanding Buying Decision in Real Estate What is buying decision? Why is understanding buying decision imp ..read more

IQI, the global real estate agency network with more than 40,000 agents and a member of Juwai IQI, is set to open IQI Unreal Bali this month. The new Bali office will be IQI’s first in Indonesia and is the latest in a rapid series of expansion announcements, including new office launches in Japan, Pakistan, and Vietnam. “The launch of IQI Unreal Bali is the latest expression of our strategy of targeting real estate markets where we can create value for local players by linking them to our global resources,” said Juwai IQI Co-Founder and Group CEO Kashif Ansari. “Our partners in the new la ..read more

Do you ever feel like your money just disappears into thin air? You’re not alone. But what if there were a secret weapon to take control of your finances? Enter the world of Malaysian investment apps! These handy tools can help you ditch the spreadsheets, make smarter decisions, and finally reach your financial goals. Explore these 9 Investment Apps and find the one that will help you save more, spend smarter, and finally achieve your financial dreams! Top 9 Investment Apps to Jumpstart Investing: 1. ASNB 2. KWSP i-Akaun 3. Moomoo 4. Versa 5. TnG GO+ 6. StashAway 7. Rize 8. KDI Save 10. GXBan ..read more

Have you always wanted to invest in Dubai’s property market? This article is your forecast of Dubai’s market for 2024. Is it wise to invest now? Or do you have to wait to invest in the Dubai property? Dubai’s Real Estate Market Dubai’s real estate industry has emerged globally, boasting impressive growth. According to Keltandcorealty (2023), the UAE’s real estate sector witnessed a remarkable 20% to 40% increase over the past year. This resilience is evident in the surge of property transactions across residential and commercial sectors, reflecting the price trends and a robust level ..read more

Version: BM If you’re a 90’s kid, you’re likely in your 20’s to 30’s. Yup, the golden age where your friends are settling down and/or having a stable job… perhaps even buying houses under their name. Don’t panic – there’s no specific age for you to become a first home buyer. What’s important is having knowledge on the topic (and of course, the budget). Next thing you know, you’ll be owning a house before 30! The best way to learn? From others who have experienced it. Luckily for you, we’ve interviewed 4 people who have successfully owned a home in their 20’s. Let’s jump in! What you should kno ..read more

Investing or owning a property requires a big sum of money, so it is necessary to find a real estate agent or negotiator that is the real deal. With so many scams out there, we want to ensure that you avoid any unpleasant situations and receive the right experience with the right property agent. So before you proceed with any contracts or agreements, you can start with verifying the license of your real estate agent in these 5 simple ways. Table of contents 1. Licensed Real Estate Agent Authority Card / ID tag 2. Check If Firm Name Registered With Board (BOVAEAP) 3. Real Estate Negotiator (Re ..read more

Property agent and property managers have been helping many lands the right deals according to price and to their requirements. Whether someone is looking to buy, sell or rent a property, these real estate agents are always willing to extend a helping hand. Table of contents Real estate agents are famous for earning a hefty sum but there are various pros and cons attached to it. Most of them are not promised paid a basic promised salary each month but instead rely on a commission-based income. Having a strong sales history and being able to convince others is the key to earning a fair amount o ..read more

In Malaysia, a property agent refers to a professional who assists clients inbuying, selling, renting, or leasing real estate properties. These agents play a crucial role in facilitating property transactions and ensuring a smooth process for both buyers and sellers. Table of contents What qualifications do I need to be a real estate agent in Malaysia? Do you know the difference between a Real Estate Agent (REA) and a Real Estate Negotiator (REN)? HOW DOES A PROPERTY AGENT WORK? WHAT IS PROPERTY AGENTS ‘ COMPENSATION: WHY DO PEOPLE NEED TO HIRE A PROPERTY AGENT? TRAITS OF A GOOD PROPERTY AGEN ..read more