Getting Ahead of Credit Card Debt – Brice Capital Reviews
Another $econd Opinion
by Another Second Opinion
4M ago
Let’s be honest: these last few years have been kind of rough. Financially speaking, economically speaking. At least for me they have been, because I’m no Jeffrey Bezos. First, the pandemic knocked the wind out of my sails, when I had to take reduced hours at work. I got why they owners had to do that  — I worked in marketing for a music venue — but it hit me pretty hard. Fortunately, I had a couple thousand dollars in savings to carry me through, but that disappeared pretty fast. So I relied on a couple of credit cards I’ve had for a while. And then they became my lifeline. I used t ..read more
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Let a Debt Consolidation Loan Solve Your Problems
Another $econd Opinion
by admin1
4M ago
Credit card debt is a drag. It takes up a lot of mental real estate, and keeps you from being able to focus on long-term financial goals. Because no matter what you want to do — buy a house, start a business — the credit card debt is in the way. And it’s easy to feel alone, as if you single-handedly invented credit card debt. I mean, we know that’s not true. But sometimes shame flickers at the edges, which only makes us avoid the topic more.  Let’s set aside cruddy feelings and look at reality. GOBankingRates recently shared the following up-to-date statistics about Americans and their cr ..read more
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Getting Ahead of Credit Card Debt – Funding Hawk Reviews
Another $econd Opinion
by Another Second Opinion
5M ago
Let’s be honest: these last few years have been kind of rough. Financially speaking, economically speaking. At least for me they have been, because I’m no Jeffrey Bezos. First, the pandemic knocked the wind out of my sails, when I had to take reduced hours at work. I got why they owners had to do that  — I worked in marketing for a music venue — but it hit me pretty hard. Fortunately, I had a couple thousand dollars in savings to carry me through, but that disappeared pretty fast. So I relied on a couple of credit cards I’ve had for a while. And then they became my lifeline. I used t ..read more
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What debt repayment strategy is right for you?
Another $econd Opinion
by Another Second Opinion
5M ago
Finding out how to approach paying off debt is no easy task, especially if you are juggling multiple debts at the same time. There are several different paths to choose on your journey to becoming debt free. So, we will be going over some of the most highly recommended debt repayment strategies to help figure out which strategy is right for you.   The Debt Snowball   The debt snowball is a debt repayment strategy that involves paying off the debts in order of smallest to largest balance. This means you will start putting as much money as possible into your smallest debt while maintai ..read more
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How to Budget
Another $econd Opinion
by Another Second Opinion
5M ago
Having a budget is essential in order to better manage your money and reach your financial goals, such as paying off debt or saving to buy a home. A budget can help you set spending limits and feel more in control of your money. So, we’ll be going over how to create your own personal budget. The first step of budgeting is finding out your net monthly income. To calculate how much money you will be taking home, you will need to deduct taxes, insurance costs, and business expenses from your monthly salary. This will leave you with an exact amount that you will be receiving at the end of each mon ..read more
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Debt Consolidation Reviews for Clay Advisors
Another $econd Opinion
by admin1
6M ago
Trying to find the right solution when you are carrying too much credit card debt can be very overwhelming or confusing. But the fact is, there are experts out there who have answers and guidance for you and who can make the decision about how to handle our debt a lot less stressful. Like the friendly consultants at Clay Advisors.  You don’t have to dive into a call with Clay Advisors before you know them a little better. Check out the Clay Advisors reviews and testimonials from past clients that they feature on their website. You may even find a story that sounds a little bit like your o ..read more
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The Psychology of Overspending and How to Overcome It
Another $econd Opinion
by Another Second Opinion
1y ago
Most of us are guilty of spending too much on an item that seemed like a necessity at the time. While treating yourself occasionally is fine, overspending can become a dangerous habit for some. In this guide, we will cover the psychology of overspending and what steps to take in order to overcome it. Social Pressure Overspending is commonly attributed to social pressure and social media hype. In a world where people are always competing and comparing themselves to others, one may feel pressured to spend more in order to keep up.  It is important to keep in mind that different people have ..read more
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How to Streamline Your Finances
Another $econd Opinion
by Another Second Opinion
1y ago
Managing your finances can be complex and stressful, especially while trying to keep track of all your payments and different bank accounts. However, money management doesn’t have to be as complicated as it sounds. You can make things significantly easier by streamlining your finances as much as possible using the following steps. Consolidate bank accounts In order to streamline your finances, you should try to limit the number of bank accounts in your name. Typically, you will need just one checking account to receive your income and pay all your expenses. In addition, you probably won’t need ..read more
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7 Big Credit Card Mistakes You Shouldn’t Make
Another $econd Opinion
by Another Second Opinion Staff
1y ago
Credit cards are great…until they’re not. With rewards and other benefits, they can be a useful tool for saving money. Plus, you always have a way to pay for emergencies.  Unfortunately, too many people make big credit card mistakes that can cost them thousands of dollars in the long run. Check out this list of common credit card mistakes that people make to see how you’re doing.  1. Paying Only the Minimum Payment It’s great! You only have to pay $35 a month on your credit card regardless of how much you spend!  Unfortunately, paying the minimum only stops you from incurring la ..read more
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How to Simplify Your Financial Life
Another $econd Opinion
by Another Second Opinion Staff
1y ago
Everyone longs for financial security and freedom. Yet so many of us fall into the habit of putting money management and our financial goals on the back burner. There are endless excuses, ranging from being too busy or simply not knowing where to start. And while valid excuses, falling behind on your finances is never good. Thankfully there are many ways to simplify your financial life. Making your money work for you and achieving financial stability is easier than you may think. Here are five of the best ways to make managing your finances easier than ever. 1. Go Paperless Is your kitchen tab ..read more
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