Online payments are very complex, with multiple channels, payment types, processors, service providers, unique fraud and regulations that vary in every country. In-store complexities are even greater, with payment stacks often growing organically or through acquisitions instead of strategically. The post Are you Coordinating or Orchestrating Payments? appeared first on ACI Worldwide ..read more

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base. The post SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services appeared first on ACI Worldwide ..read more

The adoption of digital wallets has been growing around the world. Today in the U.S., digital wallets such as PayPal, Venmo and Square Cash are widely used alongside smartphone-native solutions like Apple Pay and Google Pay. The post Security Meets Convenience: Why Mobile Bill Pay Can Become a Key Defense Against Fraud appeared first on ACI Worldwide ..read more

As payments continues to play a starring role in competitive sales strategies, merchants are increasingly turning to payments orchestration to help them build better end-to-end customer experiences and meet increasingly demanding operational KPIs. The post 7 Ways Payments Orchestration is a Game Changer appeared first on ACI Worldwide ..read more

The relatively small scale of the Aotearoa market may discourage a high level of capital investment in payments infrastructure seen in markets such as Australia. Yet that shouldn’t be an obstacle to creating a highly resilient, agile, secure, extensible and scalable next-generation payments system. The post Next-Generation Payments in Aotearoa, New Zealand: A new dawn for growth appeared first on ACI Worldwide ..read more

In the battle to win sales in a market that’s increasingly shaped by intense competition, rapid change and economic disruptors, the customer experience is now king. With much of a merchant’s focus on front end functionality, back-end processes like payments and account reconciliation are often inadvertently relegated to the back seat. The post 6 Signs Reconciliation Inefficiencies Are Burdening Your Business appeared first on ACI Worldwide ..read more

Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business. The post Payment Gateways vs. Payments Orchestration: What’s the difference, and why it matters appeared first on ACI Worldwide ..read more

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption. The post Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes appeared first on ACI Worldwide ..read more

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027. The post How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments appeared first on ACI Worldwide ..read more

Why digital identity validation and verification is now a ‘must have’ for merchant fraud orchestration, and key FAQs when considering a provider The post Fight Fakes Without Friction appeared first on ACI Worldwide ..read more