This is the time of the year when we find ourselves in the middle of tax season here in Singapore. And this means one thing: It is time to file for income tax with IRAS. Many of us are salaried employees and are used to not having to manually file for income tax due to […] The post Demystifying Income Tax for Side Hustles: Your Simple IRAS Guide (2024) appeared first on Turtle Investor ..read more

Even though it was quite a number of years ago, I still remember the day rather vividly. There was an envelope in my pigeonhole, and it contained my blood test results. It was nothing more than a regular test sponsored by the company that I was working at, but it threw up some unexpected cholesterol […] The post Keeping Healthy Cholesterol Levels (Year 7, 2024) appeared first on Turtle Investor ..read more

The Basic Healthcare Sum (BHS) is the estimated savings you need in your MediSave Account for your basic subsidised healthcare needs in old age. Or perhaps, you’d still remember the term used to be the CPF Medisave Limit or Medisave Cap Limit. Quite a few years ago, the official term given was actually Medisave Contribution Ceiling […] The post CPF News – $71,500 Basic Healthcare Sum (BHS) For 2024 appeared first on Turtle Investor ..read more

Initially, I wanted to write a new article but instead decided to update this slightly aged one on AIA Prime Life Special Policy. I am adding to this blog post from 2017 because the world, as we know, is experiencing a period of high-interest rates as a result of an aggressive rate hike undertaken by […] The post How To Surrender Your AIA Prime Life Special Policy: A Step-By-Step Guide appeared first on Turtle Investor ..read more

The Citi PremierMiles is a general-purpose all-rounder when it is not possible to earn 4 miles per dollar on our transactions. In addition, the complimentary airport lounge access is a godsend for frequent travel. In this series of articles, I share more details on the credit cards that I keep in my wallet that have […] The post Citi PremierMiles Review: General Spend Card With Free Airport Lounge Visits appeared first on Turtle Investor ..read more

BasedRewards is the brand new Point System by BasedApp that can turn all our spending into opportunities to each even more rewards. The BasedApp Visa Debit Card is a cryptocurrency-backed debit card that allows users to spend their cryptocurrencies (actually, it’s XSGD stablecoin) at any merchant that accepts Visa. It is issued by Xfers Pte […] The post New BasedRewards System: Will BasedApp Be The Best Travel Card? appeared first on Turtle Investor ..read more

Secured credit cards are a type of credit card that requires a cash deposit as collateral to secure the credit line. The cash deposit typically serves as the credit line for the card, meaning that the cardholder can only spend up to the amount of the deposit starting at $10,000. The topic of secured credit […] The post Secured Credit Cards: Perfect For FIREans & Retirees (Earn Air Miles) appeared first on Turtle Investor ..read more

The HSBC Revolution Credit Card gives me the opportunity to earn 4 miles per dollar effortlessly on contactless and online transactions. In this series of articles, I reveal the coveted credit cards that have earned me over half a million miles in just a few years. Playing the Air Miles game doesn’t have to be […] The post Review: HSBC Revolution Credit Card Gave Me 80,000 Miles appeared first on Turtle Investor ..read more

Contrary to what you might think, I actually consider myself a rather casual air miles collector. Without the Citi Rewards Credit Card and its 4-miles-per-dollar earning prowess on (almost all) online transactions, I wouldn’t have been able to amass many miles, given that I don’t actually spend a lot. With just 3 credit cards, I […] The post How I Use My Citi Rewards Credit Card To Earn 100,000 Miles appeared first on Turtle Investor ..read more

This news came out of nowhere and landed on 09 October 2023 when BasedApp announced new changes that will be effective from 01 November 2023. Most importantly, using the BasedApp crypto Visa debit card will soon have zero foreign exchange fees! This change effectively puts it in the basket as YouTrip (best exchange rate) and […] The post BasedApp Crypto Visa Debit Card Offers Zero FX Fees! (From Nov 2023) appeared first on Turtle Investor ..read more