Debt can be a heavy burden; for some, it can cause depression. However, if you are facing a mountain of debt that never seems to get any smaller and feeling overwhelmed to the point of discouragement, there are ways you can get out from under it while also improving your overall mood. There is nothing […] The post How To Get Out of Debt Depression appeared first on Live Debt Free ..read more

How do you feel when you hear the word “risk” used about your finances? Do you see a chance for excellent returns? Are you able to picture the “adrenaline rush” of investing? Do you ever worry that you won’t have anything left? Do you consider the risk only a necessary step in the investment process? […] The post Understanding Risk Tolerance and Your Finances appeared first on Live Debt Free ..read more

The holiday season is a time for joy and giving. This can be difficult for people living on a budget or living paycheck to paycheck. So, what are some ways you can save extra money for the holidays?  With a little effort and extra work, you can find extra money to help you get through […] The post Where Can You Find Extra Money for the Holidays appeared first on Live Debt Free ..read more

The main financial challenge for many people who are paid once a month is making their paycheck last the entire month and covering their expenses. This can be tough, especially if you have debt or other financial obligations. However, there are some things that you can do to make your paycheck last the entire month.  […] The post How to Make your Paycheck Last When You Are Paid Once a Month appeared first on Live Debt Free ..read more

Debt can control your life. It impacts what you buy, where you can live, your sleep, mental health, and personal relationships. However, paying off debt has many psychological advantages, including boosting confidence, lower stress levels, better future planning, improved confidence, and emotional resilience to avoid slipping back into debt. According to a Planning Progress Study […] The post 10 Psychological Benefits of Being Debt-Free appeared first on Live Debt Free ..read more

It is almost that time of year when we finally get to play outside, drink lemonade, and break out our favorite shorts and sandals. For most people, summertime is highly anticipated, in all ways but one: the heat. When the temperature increases, the energy bills go up as well. The increase in the electric bill […] The post Best Tips To Summerize Your Home and Save Money appeared first on Live Debt Free ..read more

Every parent wants to make their kid’s birthday as unique and memorable as possible. However, the party planning process can be daunting with so many picture-perfect birthdays and tons of decor and theme selections. This is especially true if you must stick to a budget and try not to overspend. There are so many elements […] The post Budget-Friendly Tips to Plan a Child’s Birthday Party appeared first on Live Debt Free ..read more

When you are thinking about buying your first home, there is a lot you can do to prepare yourself beforehand to set you up for success. The most important thing you can do to get ready for homeownership is to prepare yourself financially. If you are feeling overwhelmed or unsure about what things you could […] The post 10 Smart Ways to Prepare for Homeownership appeared first on Live Debt Free ..read more

The world has shifted into a new normal forced upon us throughout the last three years due to the COVID-19 pandemic. One of the most impactful shifts is the sheer volume of employees working in an office setting to working full time at home or other remote locations.  At first, this shift was expected to […] The post Top 6 Ways To Save Money While Working from Home appeared first on Live Debt Free ..read more

Encouraging teenagers to save money is not easy, especially when the rewards for spending money are so intense. However, a few things might help, from role modeling functional skills and behaviors to setting up a savings plan. This article looks at the issue of saving money for teenagers: why it is valid, why it is […] The post What Are the Best Ways to Get Teenagers to Save Money? appeared first on Live Debt Free ..read more