6 Tips to Dodge Eco-Anxiety and Work for Change
Mydollarbills
by Sam Marcum
1y ago
If you feel anxiety about climate change, you’re not alone. Health Revolution reports that climate anxiety has increased exponentially over the past decade, and it’s still on the rise. Which is understandable. We inherited a mess while the people who’ve profited aren’t eager to quit fossil fuels. The reality is that individual action can’t fix the problem, so individuals who take action may eventually reach burnout, or come to feel hopeless. The ecological movement was built on optimism and respect, and to see so many of us defeated is disheartening. But we have to continue to push for change ..read more
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5 Ways You Can Change Your Lifestyle to Survive a Recession
Mydollarbills
by Ted James
1y ago
The threat of a recession can make you feel nervous about financial stability. Saving money is a simple solution, but you have more options available. You can make financial changes to protect yourself should a recession occur. Consider these tips to help steer you in the right direction. 1. Diversify Income and Investments A typical concern for people facing a recession is that their jobs will not survive. If you’re concerned that you may lose your primary source of income, consider diversifying. If you’re concerned about when and where to invest, speak with a professional about finding rece ..read more
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What is Credit Repair?
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by Mydollarbills
1y ago
A credit repair company offers credit restoration services that can help improve your credit score and eliminate the negative items in your reports. A credit repair service also can help you figure out what needs to be done to raise your score. The company works on your behalf to have inaccurate information removed by communicating with credit bureaus (Experian, Equifax, and TransUnion) and/or financial companies, such as your bank or debt collector, to dispute errors. Once you choose a company, it will perform an extensive review of your credit report to determine any items that are adversely ..read more
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What is the Better Business Bureau?
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by Mydollarbills
1y ago
The Better Business Bureau keeps a Business Profile for over 5.4 million businesses, including letter-grade ratings, which represent BBBs view of a business’s responsiveness to customers, based on complaints filed with BBB. The Better Business Bureau also keeps an overview of a company’s reputation, including its financial history, and reviews, including how well it has performed in its mission. BBB-accredited businesses support BBBs mission and vision, and their dues and contributions enable BBB to offer its information and services to consumers free of charge. In addition to the membership f ..read more
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What Is The Credit Repair Organizations Act (CROA)?
Mydollarbills
by Mydollarbills
1y ago
The Credit Repair Organizations Act, which was passed in 1996, protected consumers against credit repair companies who charged consumers and falsely promised to remove negative but accurate items from their credit reports or dramatically improve their otherwise-low credit scores, which were based on accurate information. If you hired someone to fix your credit or were approached by someone offering credit repair services, you should know you have some rights and protections afforded to you under the Credit Repair Organizations Act (CROA). In addition to the Credit Repair Organizations Act, the ..read more
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What is the CFPB?
Mydollarbills
by Mydollarbills
1y ago
The Consumer Financial Protection Bureau (CFPB) was created to ensure that financial products and services that Americans depend on daily–including credit cards, mortgages, and loans–work better for the people who use them. According to the Consumer Financial Protection Bureau, the agency has provided $12 billion to 29 million Americans hurt by predatory student loans, misleading credit card services, and other financial products. The CFPB will enforce more than a dozen laws protecting consumers from financial harm, including the Truth in Lending Act. Essentially, the CFPB is a watchdog that ..read more
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What is an ETF?
Mydollarbills
by Mydollarbills
1y ago
An ETF is a basket of securities, the shares of which are sold on an exchange. In short, an ETF is a basket of securities you can buy or sell via brokerage firms on stock exchanges. Generally, an ETF combines features of a mutual fund, where shares may be bought or sold at the close of each business day at the fund per-share NAV, with the day-to-day trading features of a closed-end fund, where shares are traded at market prices throughout the business day. How do ETFs work? An Exchange Traded Fund (ETF) is a type of security that tracks an index, industry, commodity, or other asset but can b ..read more
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Can You Use Apple Pay On Amazon?
Mydollarbills
by Mydollarbills
1y ago
Yes, you can use apple pay on Amazon. Amazon Payment Services supports three popular digital wallets: Apple Pay, Masterpass, and Visa Checkout. If the seller supports it, you are free to use Apple Pay on Amazon. How To Pay On Amazon? Amazon accepts a wide variety of payment methods. There is a range of Amazon’s payment options, from credit and debit cards, linked bank accounts, gift cards, Western Union, and more. The following payment methods are available for use: Visa (including the Amazon Rewards Visa Signature Card) Amazon Store Card Amazon Secured Card MasterCard/EuroCard Discover Ne ..read more
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