If you’re like me, you’ll know how tough it can be to keep track of your individual share investments on your own. That is why I generally only invest in index funds, but I do have some individual shares with Genesis Energy. So how do I track them? Well, after contemplating how best to invest, Tony Ryburn decided to take things into his own hands and created Sharesight... Source ..read more

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to stop working; it is much more than that. Source ..read more

Another year is coming to an end. I hope that you will get to get the chance to take a small break over the holidays. It’s been a challenging year, to say the least for me. Not only did the lockdown and Covid measures make work very demanding, my family situation has changed significantly in the last year. Hence I have taken some time off writing posts over the last year. I hope to write some more... Source ..read more

This post is a little bit different to my normal posts. An Auckland university student who is interning for a finance company has reached out to me. They are looking for people to user test a new product. Their product is a personal finance management tool that presents you with different insights about how you spend your money and helps you automatically categorise bank transactions. Source ..read more

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to stop working; it is much more than that. Source ..read more

I think there is a real difference between being cheap and being frugal. The difference might be small, but it’s there. I don’t mind being called frugal- but I wouldn’t say I like being called cheap. And believe me- I have been called cheap many times. “You can afford it, don’t be so cheap- live a little- just put it on finance” is what people had told me when I confessed that it would be handy to... Source ..read more

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to stop working; it is much more than that. Source ..read more

When I started investing in 2013, I only knew one thing: I needed to start investing. I was still working out the details of how and what I would be investing in. I tend to learn best by just doing. So I jumped into investing with a small amount of money. The first investments I ever made were in four active managed fund using RaboDirect. I choose the fund based on past performance rather than... Source ..read more

When you join KiwiSaver, you are automatically assigned a default provider if you don’t select a fund. But you don’t need to stick with this same provider. You can change your provider at any time. The best thing to do is spend some time choosing the KiwiSaver scheme that is right for you- which in the long run, you will mean that you are better off- both financially and with your peace of mind. Source ..read more

We all know about the importance of home, contents, and car insurance- but what other insurance should you consider? As I’ve been getting older- I’ve been looking into whether I need more insurance. Sometimes while walking to work, I can feel my hips hurting and wonder what I would do if I cannot work anymore- should I get insurance for that? I’ve now had a few experiences with insurance... Source ..read more