This is the introductory show of a series Jim and Chris are calling ”Revealing the Secure Retirement Income Process”.  On the next several shows they will walk you through their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number. The post Our Retirement Planning Process and Philosophy Part 1: EDU #2416 appeared first on The Retirement and IRA Show ..read more

Jim and Chris sit down to discuss listener questions relating to Social Security, IRMAA, wash sales, and annuity alternatives. (17:30) George wonders if his Social Security benefit will be affected due to his earnings in Canada. (25:45) George wonders if he can let the SSA know about discontinuing Roth conversions to avoid the associated IRMAA surcharges. (34:15) A listener asks about the timing behind claiming a Social Security survivor benefit. (43:00) A listener looks for thoughts on exchanging bond funds within a brokerage account with regard to the wash sale rule. (45:00) A listener reach ..read more

Jim and Chris sit down to revisit our retirement planning process and a recent article written by Bloomberg.   Link to article: Wall Street Just Doesn’t Get It on Retirement – Bloomberg The post Our Retirement Planning Process Prequel: EDU #2415 appeared first on The Retirement and IRA Show ..read more

Jim and Chris sit down to discuss listener questions relating to IRMAA premiums, Social Security, annuities, and Medicare. (15:00) A listener asks about the timing behind an increase in his IRMAA premiums. (24:30) George looks for clarification on the rules surrounding a spousal Social Security benefit. (34:15) George wonders if Jim and Chris are going to touch on which questions you should ask an agent before buying an annuity. (55:00) A listener asks about being able to contribute to an HSA while on Medicare. The post IRMAA Premiums, Social Security, Annuities, and Medicare: Q&A #2414 ap ..read more

Jim, Chris, and in-house CPA, Paul sit down to discuss how capital gains and the associated wash sale rule work. The post Capital Gains and Wash Sale Rule: EDU #2414 appeared first on The Retirement and IRA Show ..read more

Jim, Chris, and Paul discuss listener questions relating to taxes, IRAs, Roth conversions, basis, and Trusts. (12:00) Georgette asks a question on how to calculate her net of tax future IRA distributions correctly without being “double taxed” in her projections. (19:00) A listener looks for the teams thoughts on whether or not Roth conversions while in the 32% bracket could make sense. (34:00) A listener from South Carolina looks for clarification on the step up in basis at a spouses passing in a community property state. (1:01:30) A listener in Florida asks for opinions on potential ways to a ..read more

Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement. The post Retirement Planning Dialogue Series 3: EDU #2413 appeared first on The Retirement and IRA Show ..read more

Jim and Chris sit down to discuss listener questions relating to Social Security, rollovers, annuities, and trusts. (6:00) George in Ohio asks about delaying a Social Security benefit, claiming retroactively, and if the SSA will know how to handle the associated spousal benefit. (14:00) A listener from Maine looks for help calculating his wives Social Security benefit at full retirement age. (22:15) A listener asks about rolling 401(k) employer plan dollars into an IRA after changing employers. (27:30) A listener in Florida asks how we go about evaluating an existing annuity to decide if it fi ..read more

Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement. The post Retirement Planning Dialogue Series 2: EDU #2412 appeared first on The Retirement and IRA Show ..read more

Jim and Chris kick off a dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement. The post Retirement Planning Dialogue Series 1: EDU #2411 appeared first on The Retirement and IRA Show ..read more