In this episode, April and John dive into the critical financial risks that individuals face as they approach or navigate through retirement, and share valuable strategies to avoid these pitfalls and enjoy a secure retirement. Listen to learn: The top five financial risks individuals face in retirement The problem with traditional retirement planning methods Effective strategies to mitigate risks associated with market volatility, inflation, taxes, healthcare costs, and longevity How to build a balanced financial structure And more ..read more

Navigate through retirement with confidence as April Schoen addresses the silent thief, inflation, revealing strategies to protect your financial future. In this episode, we’ll dive deep into understanding inflation and its impact on your retirement dreams. Unpack the essentials of inflation and its direct impact on your retirement savings. Discover historical perspectives on inflation to better understand its cyclical nature. Explore strategic ways to combat inflation, from guaranteed income streams to growth assets. Gain insights into personalized inflation rates and how to calculate yours ..read more

Feeling overwhelmed by Social Security decisions for your retirement? Unravel the complexities of this critical component of retirement planning in today's episode. Join me, your guide in the maze of retirement planning, as I illuminate the often puzzling world of Social Security. From timing your benefits to understanding the system's history and strategizing for maximum returns, I offer a wealth of knowledge to help secure your financial future. Discover when to ideally start your Social Security benefits to maximize your retirement income. Dive into the fascinating history of Social Securi ..read more

How do you weather the storm during a financial crisis?—and not just weather the storm, but come out stronger? In this podcast, we show you how to prepare for a financial crisis, with actionable steps that allow you to face whatever comes your way. We’ll cover: The essential elements of financial resilience The early warning signs of a financial crisis Creating a comprehensive financial plan Emergency fund essentials Protecting your investments and retirement accounts And more ..read more

It’s the New Year Financial Kickoff… In this edition of Ask April, I will help you launch your financial year and set you on a path toward your goals. I’ll cover: Setting your financial aspirations for 2024 Building this year’s spending plan Debt paydown strategies Why your investments should align with your dreams And more ..read more

“How much should I save for retirement?” “When should I go into DROP?” “What about inflation?” If you’re preparing for retirement, chances are these questions have been swirling around your head… In this episode, guest host Steve Gordon asks us the most common questions about the Florida Retirement System. With decades of combined expertise, we have helped countless people answer these questions and plan for secure retirements. We cover: Is there a “magic number” to save for retirement? Recent changes to DROP Choosing a pension option The “retirement rehearsal” Inflation And more ..read more

We’ve been getting a lot of questions about what’s going on with the economy… Many people are wondering if we’re headed for a recession—and what they can do to prepare if we are. The good news is that even if we face economic uncertainty, it won’t be anything new… In this episode, we cover what past economic crises can teach us about how to weather difficult economic times ..read more

“How much should I be saving for retirement?” We get this question all the time… In this episode, April will cover the basics of saving for retirement, including: Savings goals for different stages of life A helpful rule of thumb Saving in the right places How to make saving systematic And more This episode marks the first edition of “Ask April,” a new segment in which April will answer the most common financial questions from clients, share practical advice, and help listeners become aligned with their financial goals and dreams.  Whether you’re starting out on your financial journe ..read more

How can you deal with adversity? In this episode, we feature a recording of John’s inspiring Rotary talk, “Sweetheart, It’s Just Your Leg, Not Your Life.” John tells his incredible story of overcoming adversity after his amputation and shares his wisdom on: How to plan for unplanned life events Building support groups Creating an unbeatable mindset to get through anything And more ..read more

We’re excited to announce that we’re relaunching the podcast… It’s our intention to share our knowledge on the world of financial planning so we can help others, and this next phase of the podcast will be focused on doing just that. In this episode, we’ll let you know what to expect from the show going forward and get new listeners up to speed on who we are and what we do. We’ll also tackle the question on everyone’s minds: “What’s happening with the economy?”—and share how you can make a plan for when times get tough ..read more