Will CURE Auto Insurance question the treatment determinations of your doctors and the medical necessity of your medical care after a car accident?  Or, to put it a different way, will CURE refuse to pay for your surgery, medical care and treatment, and necessary services and products based on CURE’s own determination that they are “not … The post Will CURE Auto Insurance Question The Medical Necessity Of Your Medical Care? appeared first on Michigan Auto Law ..read more

As the new year approaches, many employers offer new enrollment options for employee health insurance plans. It is essential to understand that these changes can impact your No-Fault medical benefits following a car accident. One significant effect is that it may limit your ability to receive treatment from your preferred doctor. For this reason, it is … The post Changes to Your Health Insurance Will Affect Your Auto Accident Medical Care and Treatment appeared first on Michigan Auto Law ..read more

CURE Auto Insurance wants to charge Michigan drivers 25% more for car insurance coverage in 2025. Specifically, CURE wants to “revise the rates in its Private Passenger Auto program in the State of Michigan” which would “[i]ncrease the base rate for BI, PPI, and PIP coverages by 25%,” according to the October 21, 2024, Rate … The post Does CURE Want To Charge 25% More For Car Insurance? You Bet They Do! appeared first on Michigan Auto Law ..read more

Are people insured with CURE Auto Insurance in Michigan driving with significantly less protection than drivers insured with other insurance companies?    In a word: YES.    CURE Auto Insurance has repeatedly boasted that 94% of its drivers select less than the unlimited No-Fault PIP medical coverage option.  Only 6% of CURE drivers have unlimited PIP medical … The post Are CURE Auto Insurance Drivers More “Under-Insured” Than Michigan Drivers in General? appeared first on Michigan Auto Law ..read more

If you’ve been following my blog post and my website on CURE Auto Insurance, you already know that despite operating in Michigan for just three years, CURE ranks third among Michigan’s 85 largest auto insurers for the highest number of complaints in 2023. The number of complaints filed against CURE nearly quadrupled this year alone. … The post CURE Auto Insurance Complaints: A Troubling Pattern Begins To Emerge? appeared first on Michigan Auto Law ..read more

Last Tuesday, the Detroit Free Press ran a front page story about how my efforts to speak out about CURE Auto Insurance in a blog post on the Michigan Auto Law website have resulted in the auto insurer filing two lawsuits against me and my law firm. As part of the story, the Detroit Free … The post Why Did CURE Auto Insurance CEO Eric Poe Lie To The Detroit Free Press? appeared first on Michigan Auto Law ..read more

In Michigan, when you apply for car insurance, you MUST be accurate and truthful. If you’re not, then the insurance company will later try to use misstatements or omissions against you to try to deny your claim after you’ve been involved in a car crash. This will leave you with no auto No-Fault coverage – … The post How To Apply For Car Insurance In Michigan appeared first on Michigan Auto Law ..read more

No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past, or because of what a some private eye … The post No-Fault Fraud: What You Need To Know appeared first on Michigan Auto Law ..read more

The telematics car insurance discount will result in modest short-term savings. But giving your insurance company access to information about your driving and driving behaviors, it can also cause your insurance premiums to go up. It can also result in claims being later denied and your auto insurer even refusing to renew your policy. Buyer beware.   For … The post Telematics Car Insurance Discount: Is It Worth It? appeared first on Michigan Auto Law ..read more

The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent agent to comparison shop; (5) ask for discounts; and (6) keep a clean driving record for … The post Car Insurance Advice For Young Drivers: Here’s What To Know appeared first on Michigan Auto Law ..read more