Tax season is obviously the "topic du jour nowadays. Meaning everyone is stressed, focused, anticipating what this will mean for their finances. I am writing this to help make life easier for you this tax season.  I find that tax time is stressful like no other for everyone, especially entrepreneurs. Y’all are usually scrambling last minute to get things done, dodging your accountant, or losing sleep over what you think your tax bill is. Here are a few tips to prepare and not make your CPA/Accountant want to curl into the fetal position every time they see your name come up.  ..read more

I often see entrepreneurs under-saved for retirement for many reasons. Cash flow isn’t particularly predictable. You don’t know how much you’ll make this year, so you don’t know how much to contribute. Saving for retirement isn't as straightforward as contributing to your workplace 401(k). You are generally unfamiliar with the different vehicles that are available to you. I completely understand those complexities and live them every day! However, the truth is not building wealth outside of your business is so dangerous for your long-term financial health. Here ar ..read more

I’ll tell you a bit about my own career trajectory, leap to entrepreneurship, and how I’ve personally witnessed a financial transformation that has convinced me it’s really the golden ticket. I worked in wealth management for 8 years before I left to launch my own firm. I spent a lot of that time eagerly trying to impress my bosses, improve systems, increase my knowledge(I got an MBA, my CFP(R) designation, and several other licenses during that time), deliver incredible value to my organization, contribute to an excellent customer experience for our clients, and improve our revenue. I’m human ..read more

I talk a lot about how we can truly shift the terrible dynamics in our society when we as Black, Latina, and Asian women have more money. Money allows us to have more agency in our personal and professional lives to leave the bad husband, quit the soul-sucking job, or move out of the cramped house. This is especially crucial for mothers. We have to lift up not only ourselves but also our children. What mother doesn’t strive to give her precious children the head start in life that she didn’t have? By learning, growing, and matching our incredible work ethics to our financial knowledge and asse ..read more

So, what’s the point of financial planning? I get a lot of inquiries about financial planning services from prospective clients. They often have never worked with a financial advisor before, they usually say that they want to do better with money. That’s a great aspiration, but it’s not really the point of financial planning. That may be a welcome byproduct of the financial planning process, but it’s not the goal in and of itself. Sometimes, they’ll come to me telling me they want to make sure they’re picking the right investments. An advisor will definitely help you with picking investments ..read more

I’m going to let you in on a little secret about money— making more is not the only key to financial security, building wealth, etc. Like Notorious BIG said, “mo’ money, mo’ problems.” The hottest stock tip is also not going to save you. Do you want to know what WILL make a difference in your finances? Working on your money mindset, honing in on your priorities and following through on those goals you’ve outlined. Now I know this is going to feel very anticlimactic, but it really is the key to unlocking why you’ve been making the financial decisions you have been, why you haven’t been making t ..read more

I bet you’re wondering what a photo of Christmas presents has to do with savings for your kids? Basically, it’s my attempt at subliminal messaging to not spend a whole bunch on Christmas this year, scale back and instead redirect those funds towards creating some wealth for your little ones. Perhaps you can even sock away what you would normally spend on holiday travel or ask grandparents not to send you a bunch of plastic toys your kids don’t even want. and instead to contribute to these accounts. I promise you, the kids will barely remember the extra Lego set but absolutely WILL remember tha ..read more

Here we are on DAY FOUR of my 10 days of tips on business owner finances. Today, we’ll be discussing everyone’s favorite topic- tax time!! Tax season is a monster for accountants, but also their clients. There is apprehension, dread, stress, and pressure all mixed with a dabble of “dang, I should have done this months ago like I said I would!!” In an effort to serve you and make 4/15/2021 a day you are actually excited for, I’ve put together three tips for ways you can better prepare yourself for tax time as an entrepreneur. Update your bookkeeping software & categorize your expenses If th ..read more

Alright guys- we’re here for day 2/10 of giving you business owners tips to avoid costly mistakes and feel financially empowered. Here are a few things I commonly see amongst business owners regardless of whether you’re just starting out in business or have been in the game for years. Ignoring them completely I totally get the temptation to ignore your finances in general, but especially your business finances. There are so many complexities and questions that can feel daunting. How do you pay yourself? How should you organize your business finances? Are you making enough? How do you pay tax ..read more

You already know that I am incredibly passionate about financially empowering black women and other women of color to live life on their own terms. It’s been shown time and time again that one of the easiest ways to build substantial wealth in a single generation in through entrepreneurship. However, in my day to day, I see so many female entrepreneurs insecure about their personal and business finances. No one is teaching them how to go from employee to entrepreneur, how to manage their business finances and how to consider your personal financial goals and price for profitability. That’s why ..read more