29+ Non-food items you should keep stocked at home
Six Figures Under
by Stephanie
6d ago
Until about four years ago, we all took for granted the ability to purchase whatever we wanted whenever we wanted. When covid hit and the world started shutting down, many people raced to the store to stock up on the most important things. Before supply chain issues had even begun to surface, panic buying cleared the shelves of essentials, like toilet paper! Unless you were in the bidet industry, with sales through the roof, that time of shortages was probably a little stressful for you. Would it have been nice to be stocked up on everything your family needed, so you didn’t have to worry abo ..read more
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4 Things you should tell your kids about YOUR finances
Six Figures Under
by Stephanie
1w ago
Learning to talk openly with your kids about your own finances is one of the best ways to give them the financial education that they’re not getting anywhere else. Keeping finances hush-hush does more harm than good.  If you don’t teach your kids about finances, they’ll likely have to get their education from the school of hard knocks. We shield our kids from lots of things in the real world, but one thing we don’t shield our kiddos from is our finances. How you incorporate financial education into your parenting is up to you, but I will give you some important topics to get you sta ..read more
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January 2024 Family Budget Update
Six Figures Under
by Stephanie
2w ago
We’re back with a fresh 2024 budget! It might look very similar to last year, but if it ain’t broke, don’t fix it, right?! While the general budget hasn’t changed a lot with the new year, we have a new goal to work on. I can’t overstate the importance of setting financial goals. If you don’t have firm financial goals, your money will slip through your fingers and you won’t know where it went. Any extra funds will get swallowed up without anything to show for it. If you’ve never set financial goals before, now is a great time to start! Even slow progress is still progress. The time will pass w ..read more
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December 2023 Family Budget Update
Six Figures Under
by Stephanie
3w ago
Talking about personal finance shouldn’t be taboo! That’s why we share our real budget with you every month. In fact, talking about budgeting is a great way to learn how to budget Our budget will look different than yours, and that’s how it should be. Our needs, values, and priorities are different, so it only makes sense that we would spend money differently too. Even though our numbers and categories are different than yours, you can apply these budgeting strategies to your own finances. Okay! Let’s just jump into the numbers for December 2023! Spending in December When we first understood ..read more
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Cost Breakdown for Our Epic San Diego Trip
Six Figures Under
by Stephanie
1M ago
You loved hearing about what we spent on our 3-week cross county road trip, our 10-day Washington DC trip, and our Yellowstone Family Trip so I know you’re going to love hearing the financial (and fun) details of our family’s San Diego trip. For Christmas 2022, we did something we’ve never done before. Instead of our traditional Christmas morning of opening presents, we left on a fun trip that we had been secretly planning for months. We spent seven adventure-filled days in beautiful San Diego, California making memories as a family! First, I’ll share the complete cost breakdown of our entire ..read more
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Money talk without the taboo. Here’s our family’s real budget from last month.
Six Figures Under
by Stephanie
1M ago
Where did you learn how to budget? Did your parents teach you? Did you learn in school? Of all of the really impactful things you could learn in high school, I think money management is near the top. Yet most people don’t learn about personal finance in high school. I know I didn’t! The informal surveying I’ve done shows that most people have to figure out money on their own in what often turns out to be the school of hard knocks. Because talking about money is so taboo, even in families, many people have never seen a real, working budget besides their own. But talking about personal finance ..read more
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5 Habits that Helped Us Pay Off $144,000 in Debt in 3 Years
Six Figures Under
by Stephanie
2M ago
When we started paying off our law school debt, we owed over $130,000. At the time, my husband was making $39,000 before taxes and I was bringing in some side income with my Etsy shop.  We set an audacious stretch goal of being debt-free in three years, but when we calculated how much we needed to pay each month to be on track to reach our goal on time, it was over $3,000– about the same as our TOTAL take-home pay! We had faith that in that time frame we would be able to increase our income so we could reach our goal. Our debt payoff plan looked impossible on paper, yet we did it! Have y ..read more
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Want to see everything our family spent and earned last month? Here are all the details.
Six Figures Under
by Stephanie
3M ago
Talking about personal finance shouldn’t be taboo! That’s why we share our real budget with you every month. In fact, talking about budgeting is a great way to learn how to budget Our budget will look different than yours, and that’s how it should be. Our needs, values, and priorities are different, so it only makes sense that we would spend money differently too. Even though our numbers and categories are different than yours, you can apply these budgeting strategies to your own finances. Okay! Let’s just jump into the numbers for October 2023! Spending in October When we first understood th ..read more
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Sweet Potato Soufflé– Our Favorite Thanksgiving Side Dish
Six Figures Under
by Stephanie
3M ago
One of our most favorite parts of Thanksgiving dinner? Sweet potato souffle! While it’s not the healthiest version of sweet potatoes for your Thanksgiving spread, this sweet potato souffle is absolutely the tastiest. And let’s face it, covering your sweet potatoes with marshmallows and brown sugar, like many people do, isn’t healthy either. But sweet potato souffle is much better! Posing as a side dish or even a dessert, this versatile dish will be a crowd pleaser, so have the recipe ready to share. Since it’s such a big hit, I usually double the recipe listed here and make it in a bigger pan ..read more
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3 inexpensive household items we use to save hundreds of dollars each month
Six Figures Under
by Stephanie
4M ago
The internet is full of “money-saving” products with all sorts of promises to make your life easier while keeping cash in your pocket. I’m sure some of those gadgets are great and for the right people would make a financial difference, but that’s not what I want to talk about. Today I want to share with you 3 everyday, simple household products that, when used as I describe, are sure to reduce your budget every month. These are all items that we consistently use every single month and we’ve been doing so for years. In fact, along with lots of hard work and dedication, these seemingly small th ..read more
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